Regular Contributor
Posts: 105
Registered: ‎11-15-2011

I bit the bullet...DISCOVER

I received my first ever pre=approval in the mail this morning from them so I took the plunge.  Entered my invitation code and all the necessary info and was immediately approved for 4k.


I'm so happy to have gotten approved and for that limit as well!  I've been wondering about whether or not to apply for the longest time and I'm so happy I did.  Time to close up my Cap One with the AF.


They pulled TU for me.  I just checked creditkarma and the inquiry is there.  My TU FAKO from CK is 682.  This is my 7th inquiry on that report. Only 2 inq were recent though at the time of the app.


Now I'm into garden mode.  I now have 3 great cards that covers all my needs after I axe capital one...  :smileyhappy:

cc's copy
Regular Contributor
Posts: 104
Registered: ‎07-18-2011

Re: I bit the bullet...DISCOVER


Equifax 712 transunion 693experian 673
Chase freedom 500 Chase United explorer 5000 Discover IT 13000 AMEX PRG npsl AMEX BCE 6000 CSP 12000.AMEX ED 15000 Citi Simplicity 7000
Established Contributor
Posts: 630
Registered: ‎09-18-2011

Re: I bit the bullet...DISCOVER

That is awesome!!!. Congratulations!!! I was in exact situation as yours and decided to go for it last night ,and got approved.

Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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Valued Member
Posts: 32
Registered: ‎03-26-2011

Re: I bit the bullet...DISCOVER

Congrats! I received a pre-approved offer as well and got the same credit limit. They pulled TU for me and I have a 698(fico '08)

Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011

Re: I bit the bullet...DISCOVER

Congratulations!!!  Discover is an awesome company!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!

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Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012

Re: I bit the bullet...DISCOVER

That's great, Congrats! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Valued Contributor
Posts: 1,737
Registered: ‎08-13-2012

Re: I bit the bullet...DISCOVER need to update your signature...........

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800

Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Established Contributor
Posts: 1,837
Registered: ‎08-20-2012

Re: I bit the bullet...DISCOVER


Regular Contributor
Posts: 217
Registered: ‎09-25-2012

Re: I bit the bullet...DISCOVER

Congrats. Which discover card was it?
TU 746 (10/13)
GOAL: 750+

Regular Contributor
Posts: 214
Registered: ‎02-03-2011

Re: I bit the bullet...DISCOVER

Tran92 wrote:
Congrats. Which discover card was it?

Awesome starting CL!

My TL : BCE AMEX 24k / Home Depot 16.5 K / CSP 16.5k / Barclays Arrival WEMC 15k / BoA 123 14k / Discover 13.5k / Citi World WEMC12.8k / CU Visa 11k/ Nordstrom Visa 10K / Freedom 10k / Citi AA 9.1k / Macy's Store 3K / Best buy 2.4K / BBRZ Gold 1.4K / AE 1.4k / Express 1.4K/

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