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Valued Contributor
Posts: 1,533
Registered: ‎01-29-2008
0

I bit the bullet and applied for the pre-qualified offer for nordstrom cc

Hi everyone I took a chance questioning even if I could get this card and went online just now and applied as I recieved this offer in the mail and it stated congratulations welcome to the nordstrom family stating my card should arrive in the next 7-10 days but it did not mention an amout of cl need advice should I call the 800 number and ask I am afraid of the response and questioning myself did i make a bad move. But my last thread stated this was a good card.  Thanks

 

my equifax was checked as a prm

EQ 685

last EX 694

TU 711


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Senior Contributor
Posts: 4,214
Registered: ‎09-12-2008
0

Re: I bit the bullet and applied for the pre-qualified offer for nordstrom cc

You can call in and ask aboutyour recent application, I don't think this will be any problem.  Whether they provide you the information you want is another thing.  Sometimes you get "approved" but the limit is decided after the approval....meaning, yes you get a card, but the reason nothing was stated and the 10 days is that your account will be issued a limit after approval and then you are notified of limit with the card.

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Valued Contributor
Posts: 1,533
Registered: ‎01-29-2008
0

Re: I bit the bullet and applied for the pre-qualified offer for nordstrom cc

Hi, thanks for the advice I called the 1-800 number on the letter spoke with a represtative and I was told my cl is $750.00. Well it is a start as this economy is not doing well as it is and with good payment history VISA here I come.

 

 


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

Re: I bit the bullet and applied for the pre-qualified offer for nordstrom cc

Congrats. It is a good start.
Senior Contributor
Posts: 4,214
Registered: ‎09-12-2008
0

Re: I bit the bullet and applied for the pre-qualified offer for nordstrom cc

A large Nordstrom CL would probably scare other lenders, especially prime banks at this point in your credit. 

 

Congrats on the new account and good luck!

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Regular Contributor
Posts: 148
Registered: ‎08-27-2008
0

Re: I bit the bullet and applied for the pre-qualified offer for nordstrom cc

Tray -

 

How many accounts do you currently have? How old is your newest account? How many inquiries did you have on EQ?

Valued Contributor
Posts: 1,533
Registered: ‎01-29-2008
0

Re: I bit the bullet and applied for the pre-qualified offer for nordstrom cc

Hi thebostonredsox, I have 5 open accounts with some closed payed as agreed accounts, only my EQ report was pulled which cost me a 7 point score drop 685 to 678 now hopefully no more.  My newest account was in Oct of 08 with B&N mastercard Barclays and I had 2 inquiries  last one being in May of 08.  Further, I have 4 accounts just opened within last year of 08.

Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800

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