12-19-2011 08:39 PM
12-19-2011 08:41 PM
Older posts seemed to point to the Delta and Starwood cards being "easier", but that may not be true anymore. You'll know when you are ready. You seem to have a good plan!
My plan is just to get rid of dead-weight cards and keep the ones that have no annual fees and a potential for growth. That's as much 'plan' as I have. Plus I'm trying not to get a ton of inquiries on my reports since I'm gonna be shopping for a new auto loan in January or February.
However, Amex is REALLY tempting.. especially with Discover approving me.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO