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I curse you GE CareCredit

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john398
Senior Contributor

Re: I curse you GE CareCredit


@goosedog wrote:

i am aware of that. What i was shocked was i read on here a few people who reported it being a SP. If i knew it was a HP i would have never applied.


Sorry to hear that, I always heard Care Credit was a HP

Message 11 of 16
DaBears
Senior Contributor

Re: I curse you GE CareCredit

It clearly states GE will HP if you ask for a CLI. I open my Care Credit account in June and it reported in 2 days to all 3 CRA's. 

Message 12 of 16
unusuallyconfused
Regular Contributor

Re: I curse you GE CareCredit

Wow. LOL

 

Hey thanks for everybody who gave me some pretty solid timeframes on this. It DOES seem like a long time to report when one is checking reports daily. 

 

UPDATE:

 

CareCredit in fact reported today to Equifax and Experian (guessing TU will update on tomorrow's reports) and it gave me an 11 point FICO score gain on Experian and plus 10 points over on the Equifax side! A solid gain despite my AAofA going down, the new inquiry and the new account. I'm guessing by CareCredit just reporting, it added more points cause it's an account with a higher limit than most of my sad credit portfolio at the moment and the extra $3500 tradeline helps with utilization a bunch. 

 

All's well that ends well. 

USAA Rewards VISA (7,500 - 03/2013) / DiscoverIT (6500 - 03/2013) / Cap One Platinum MC (2750 - 03/2013) / Credit One Platinum VISA (750 - 03/2013) / First Premier Bank MC (300 - 02/2013) / FingerHut/WEBBANK (5200.00 - 02/2013) / Victoria's Secret/Comenity (1500 - 03/2013) / PayPal Smart Connect/GECRB (2900 - 03/2013) / Lowe's/GECRB (2800 - 03/2013) / Amazon.com/GECRB (4500 - 03/2013) / Chevron Texaco/GECRB (1950 - 03/2013) / J.C. Penney/GECRB (2150 - 02/2013) / Target (750 - 07/2013) / Abercrombie & Fitch/Comenity (1850 - 07/2013) / CareCredit/GECRB (4500 - 08/2013) / DCU Visa (2000 - 11/2013) / NFCU Sig cashRewards Visa (7000 - 11/2013) - MilitaryStar/Chase (4700 /12/2013)

Message 13 of 16
unusuallyconfused
Regular Contributor

Re: I curse you GE CareCredit

Oh yeah, I lift my curse upon CareCredit! Smiley Happy

USAA Rewards VISA (7,500 - 03/2013) / DiscoverIT (6500 - 03/2013) / Cap One Platinum MC (2750 - 03/2013) / Credit One Platinum VISA (750 - 03/2013) / First Premier Bank MC (300 - 02/2013) / FingerHut/WEBBANK (5200.00 - 02/2013) / Victoria's Secret/Comenity (1500 - 03/2013) / PayPal Smart Connect/GECRB (2900 - 03/2013) / Lowe's/GECRB (2800 - 03/2013) / Amazon.com/GECRB (4500 - 03/2013) / Chevron Texaco/GECRB (1950 - 03/2013) / J.C. Penney/GECRB (2150 - 02/2013) / Target (750 - 07/2013) / Abercrombie & Fitch/Comenity (1850 - 07/2013) / CareCredit/GECRB (4500 - 08/2013) / DCU Visa (2000 - 11/2013) / NFCU Sig cashRewards Visa (7000 - 11/2013) - MilitaryStar/Chase (4700 /12/2013)

Message 14 of 16
bribro
Valued Contributor

Re: I curse you GE CareCredit

Wow. Congrats OP, I guess.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Message 15 of 16
FinStar
Moderator Emeritus

Re: I curse you GE CareCredit

LOL @ bribro 

Message 16 of 16
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