Reply
New Contributor
addicted_to_credit
Posts: 106
Registered: ‎02-28-2011
0

I did it, I killed them............... and I have never felt better!!!!!!!!!

Last month i canceled credit one and felt good about it this month i canceled both orchard bank cards I am finally out of the sub-prime credit card market and it feels great!

Many thanks to you all for the valuable info, I started this year with a 598 EQ FICO and from the wealth of information I picked myself up and now I am in the 700 club and loving it! Now I have to garden and within a year or so its (hopefully) the 800 club for me. 


Starting Score: Jan 2011-600TU 598 EQ
Current Score: 769 TU 732EQ 750EX Lender Pull
Goal Score: 755 and higher across the board


Take the FICO Fitness Challenge
Senior Contributor
john398
Posts: 3,517
Registered: ‎01-19-2009
0

Re: I did it, I killed them............... and I have never felt better!!!!!!!!!

Congrats, thats a nice jump...just curious what cards you currently have?

New Contributor
addicted_to_credit
Posts: 106
Registered: ‎02-28-2011
0

Re: I did it, I killed them............... and I have never felt better!!!!!!!!!

My Favorite Amex PR Gold, Discover More, Capital One, Goodyear (Citi), and 5-6 store cards issued by GEMB


Starting Score: Jan 2011-600TU 598 EQ
Current Score: 769 TU 732EQ 750EX Lender Pull
Goal Score: 755 and higher across the board


Take the FICO Fitness Challenge
Valued Contributor
smc733
Posts: 1,262
Registered: ‎05-13-2010
0

Re: I did it, I killed them............... and I have never felt better!!!!!!!!!

Interesting you got an Amex approval with CreditOne in your profile, they like to decline people for that (for some reason).

New Contributor
addicted_to_credit
Posts: 106
Registered: ‎02-28-2011
0

Re: I did it, I killed them............... and I have never felt better!!!!!!!!!

my experience was interesting at the beginning with amex they hit me with a F/R within days of getting approved


Starting Score: Jan 2011-600TU 598 EQ
Current Score: 769 TU 732EQ 750EX Lender Pull
Goal Score: 755 and higher across the board


Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+