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I do not have a credit card. I am looking to see what my best choices will be. I would like to try and get a CL higher than $2,000.
Here are my stats:
Ex 695
Tu 700
Eq 687
I have one student loan of $19,000.
One charge off from 5 years ago at two bureaus
My average account is 8 years old. My oldest account is 14 years old.
I have a car loan and several student loans that have been paid and no lates.
Thanks for the help
@Anonymous wrote:
I do not have a credit card. I am looking to see what my best choices will be. I would like to try and get a CL higher than $2,000.
Here are my stats:
Ex 695
Tu 700
Eq 687
I have one student loan of $19,000.
One charge off from 5 years ago at two bureaus
My average account is 8 years old. My oldest account is 14 years old.
I have a car loan and several student loans that have been paid and no lates.
Thanks for the help
It will be very hard to get a Credit Card with a $2,000+ limit without any revolving history. If I may ask, what was the Charge off about and which report is clean?
Trans Union is clean. The charge off is from an old Capital One $500 cl. What is the most likely thing I will be able to get. The CL doesn't really matter at this point. I also have access to a credit union which has more lax qualifications.
@Anonymous wrote:
I do not have a credit card. I am looking to see what my best choices will be. I would like to try and get a CL higher than $2,000.
Here are my stats:
Ex 695
Tu 700
Eq 687
I have one student loan of $19,000.
One charge off from 5 years ago at two bureaus
My average account is 8 years old. My oldest account is 14 years old.
I have a car loan and several student loans that have been paid and no lates.
Thanks for the help
Just curious where you got those scores from. If they didn't come directly from a lender or this website than they are fako scores and may not be representative of your true fico score.
If you have the cash, a secured credit card with a 2k+ deposit would be a good way to get higher unsecured limits in a shorter amount of time.
If I have more than one secured card will this be better for my score and being able to get unsecured offers?