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I dont know if I can apply for an AMEX or a PenFEd

Valued Contributor

Re: I dont know if I can apply for an AMEX or a PenFEd


zerobacan wrote:

My plan is to apply to a couple cc and then garden for a year, I applied o amex and got denied, I will use the backdoor number for it and give it a last try.

 

when I said baddie i meant a late in one of my cc, not a collection oops Smiley Happy

 

Thanks for the info guys!!!


There is no oops, because a late cc payment on your CR is, in fact, a baddie. Notice that there is not one member who has responded to your thread and suggested that you should apply anywhere. It was smart of you to seek advice here. Now you should seriously consider taking some of it. You still do not have even good credit. Applying for cards with that low of a score -- plus all of those inquiries, is not going to turn out favorably.



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
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Message 11 of 12
Moderator Emerita

Re: I dont know if I can apply for an AMEX or a PenFEd


Swapmeet wrote:

zerobacan wrote:

My plan is to apply to a couple cc and then garden for a year, I applied o amex and got denied, I will use the backdoor number for it and give it a last try.

 

when I said baddie i meant a late in one of my cc, not a collection oops Smiley Happy

 

Thanks for the info guys!!!


There is no oops, because a late cc payment on your CR is, in fact, a baddie. Notice that there is not one member who has responded to your thread and suggested that you should apply anywhere. It was smart of you to seek advice here. Now you should seriously consider taking some of it. You still do not have even good credit. Applying for cards with that low of a score -- plus all of those inquiries, is not going to turn out favorably.


+1

Message 12 of 12