01-03-2008 01:03 PM
01-03-2008 01:10 PM
01-03-2008 01:11 PM
01-03-2008 01:16 PM
SmartCookie wrote:The first thing that comes to mind is if you have a split or dup file.If you use a CMS and pull monitoring reports daily... big chance of this being a split file which is easily fixable by requesting that the CRA merge the two.Did you ever use any other SSN... or typo it on applications? Anyone ever do the same to you (any other odd names or addys on your CBRs?). That would be something to look into.Additionally, if you disputed old but valid addys off of your reports this can cause issues.
01-03-2008 01:18 PM
SmartCookie wrote:Was Circuit City pulling Innovis?
01-03-2008 01:38 PM
That doesn't sound familiar. The letter is at home. I can check it after work. Something makes me think it was three letters, like CHC or something...
01-03-2008 01:42 PM
That doesn't sound familiar. The letter is at home. I can check it after work. Something makes me think it was three letters, like CHC or something...Hmm I have to check but it sounds like Chex Systems... doesn't make sense unless they pulled more than 1 bureau. Yes please let us know what exactly it was, I'm curious.
01-03-2008 01:43 PM
01-03-2008 01:54 PM
01-03-2008 01:56 PM
TracyFace wrote:Yikes. I am terrified that there is a horrible hidden credit report out there somewhere that I am about to discover... I will report back...
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO