05-09-2013 11:28 AM
I've never really longed for a card, unless there was a bonus. I do have the Blue Cash Everyday, Discover More, and Citi Premier somewhere in the house; you aren't alone in not needing those issuers. I do use the Citi 5% on gasoline, drugstores, and groceries though. Most people only have a few cards for this very reason. You don't ever really use all of the cards you have(if you have a lot), and some people are bad at remember dates and such.
05-09-2013 11:40 AM
I used to dream for Any AMEX cards... and some store cards
I had two medical collection on CR which i paid in full but stayed on CR and becasue of them i always got denied for Any cards i applied for..store card..bank card or Amex..
Finally i got Amex last year once both collection fall off the CR..
775+ on all CRs and
Most importantly... IT FEELS GOOD....
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