I feel much lighter right now!!

[kdm31091]

---

@amdm2013 wrote:

Thanks buddafly. I was going crazy just apping for the sake of getting approved and not apping for cards that I actually needed.

---

It's a common thing that happens here. Glad you trimmed down.

[NRB525]

Good luck on the PRG, OP. It probably will go through, just basics now.

Which cards did you close this year? That's a ton to be sure.

I've got several closed over the years, including two I opened and closed in 2014 after only a few months each: AMEX Delta Platinum and US Bank Travel Rewards, both due to the AF not aligning with the added/any benefits they provided compared to other cards.

[amdm2013]

Thanks NRB525. I just got the letter today and they need to verify my income.

Here are the accounts that I closed -

AmEx Centurion (issued from MENA)

Discover Chrome

Discover It

US Bank Platinum

Brooks Bros

PayPal Extras MC

Ebates

Amazon Store Card

Bloomingdales Store Card

JCP Store Card

J Crew

Banana Republic Visa

Duck Card

CapOne Platinum

Care Credit

Chase Ritz

That's a lot!!!

[Anonymous]

Good job on trimming down and realizing what you do and don't need.  After I close on a home I will go over the best three cards for me and close the rest.  It's not like I have a lot, lol, but still, I don't need to carry more. 

[amdm2013]

Thanks Bananas1. Good luck!

[kdm31091]

---

@amdm2013 wrote:

Thanks NRB525. I just got the letter today and they need to verify my income.

Here are the accounts that I closed -

AmEx Centurion (issued from MENA)

Discover Chrome

Discover It

US Bank Platinum

Brooks Bros

PayPal Extras MC

Ebates

Amazon Store Card

Bloomingdales Store Card

JCP Store Card

J Crew

Banana Republic Visa

Duck Card

CapOne Platinum

Care Credit

Chase Ritz

That's a lot!!!

---

I'm sad about the Discover It, lol, but the rest of them are basically junk so good for you.

[amdm2013]

Didcover It only had a CL of $2,5k. I did'nt want to keep any more liow- limit cards.

[amdm2013]

I forgot to add the Dilliards AmEx card as well.