Reply
Frequent Contributor
codimom
Posts: 377
Registered: ‎09-08-2010

I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE

Yeah I know, I'm not special.   but the BIG BOLD LETTERS telling me I was preapproved for their VISA Platinum were so pretty!

That included the honor of paying them 75.00 for the first year, but the AF for every year after is 99.. conveniently billed to my card every month in 8 buck installments.
OH and I could also have the honor of having an introductory interest rate of 27%.

and they sent me the cute fake card too...

 

it all made such a lovely sound getting munched through my shredder.  I know my scores took a hit from my mini app spree in July (AMEX BCE and Aliant CU Visa rewards) but I didnt' think it had sunk THAT low :smileyhappy: 

(sorry, couldn't find the real sarcasm font in the font family . . .but I'm sure  y'all get it ...)


Back in the garden!
App free since 23Oct2012 reset to 27Aug13 and reset again 4nov13


Valued Contributor
navigatethis12
Posts: 1,851
Registered: ‎01-24-2012

Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE

[ Edited ]

codimom wrote:

Yeah I know, I'm not special.   but the BIG BOLD LETTERS telling me I was preapproved for their VISA Platinum were so pretty!

That included the honor of paying them 75.00 for the first year, but the AF for every year after is 99.. conveniently billed to my card every month in 8 buck installments.
OH and I could also have the honor of having an introductory interest rate of 27%.

and they sent me the cute fake card too...

 

it all made such a lovely sound getting munched through my shredder.  I know my scores took a hit from my mini app spree in July (AMEX BCE and Aliant CU Visa rewards) but I didnt' think it had sunk THAT low :smileyhappy: 

(sorry, couldn't find the real sarcasm font in the font family . . .but I'm sure  y'all get it ...)



My sister and I got these too. She also got one from First Primier. I have no idea why they sent them as both of our histories are perfect with very nice cards and limits. Anyway, next time stuff it back in the prepaid envlope they send with it so it costs them money. I also wrote some stuff on it just for fun.

 

Contributor
nenuco
Posts: 228
Registered: ‎07-30-2011

Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE

Haha I received the exact offer today! Special $1,500 CL!! It's me first pre-approval, but I kindly reject. Lol

Garden Mode... kind of... sort of (•‿•)
Established Contributor
calihlove75
Posts: 786
Registered: ‎05-16-2012

Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE

LOL!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

100% Ficos: EX 753, TU 743, Walmart TU fico 749, EQ 739 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-2/1~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $8000~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $12,100~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1350
Regular Contributor
beautybrainsbooty
Posts: 212
Registered: ‎08-02-2012

Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE

omg...lol!!

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013
Established Contributor
shakalaka
Posts: 546
Registered: ‎09-10-2012

Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE

Congrats

 

you should accept and then make a BT from a prime card to Credit One for the AF :smileyvery-happy:

 


Amex Platinum (NPSL) | Amex BCE (25,000) | Chase Sapphire Preferred (17,400) | Discover IT (11,200) | Chase Freedom (4,800) | Walmart (4,500) | CapOne (1,500) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 754 (1/18) EQ 731 (1/26) EX 748 (12/5)

Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012

Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE

Congrats! I also received my first pre-approvak offer not too long ago but mine had an awesome 175af!
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Frequent Contributor
adavis425
Posts: 475
Registered: ‎02-14-2012

Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE

I got one yesterday!! It offered a $175 AF, 36% APR, $14 monthly maintenance fee AND.....a $700 CL!!! Yaaaaayyyyyy!! :smileyvery-happy:

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM Discover | Discover it | JCP


Frequent Contributor
codimom
Posts: 377
Registered: ‎09-08-2010

Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE

wow, you're more speshul than me... 36%!


Back in the garden!
App free since 23Oct2012 reset to 27Aug13 and reset again 4nov13


Contributor
nenuco
Posts: 228
Registered: ‎07-30-2011

Re: I feel speshul... i got me my OWN preapproval letter... for CREDIT ONE

I feel like I have been working really hard to get to this point. What makes this offer even more incredible, is that I only have to pay $6.95 for a design card!

Garden Mode... kind of... sort of (•‿•)

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+