Hopefully OP is still working on that engagement ring!
Since we're threadjacking the bejeebers out of this one, I'll add my .02.
Consider avoiding debt for the ring - that cash (ETA or lack of debt) will help your marriage start out on stable ground.
There's some very classy stuff out there - lots of options.
But I digress........
Whoops, you're right!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007