I filed chapter 13 over 1 year ago can i apply for a secure credit card?

[Believe1970]

I called my Trustee's office and spoke with one of his assistants and was told that I could apply for a secured credit card, but I remember someone telling us that we needed the trustee's permission to get a credit card. I don't think the assistant gave me the correct info. Can anyone help with this?

[Anonymous]

In our state, you need the trustee's permission for any major purchase (i.e. car) or mortgage.  If the trustee's assistant gave you a go-ahead for a secured card, then you're good to go.  I would note the date and time of the conversation, along with the assistant's name in your records.  I don't know how your experience has been with the Trustee's office - in our case we found they were not very cordial (major understatement - I would say "snotty" would be an accurate assessment) but they were accurate.

I think a secured card during BK is genius.  Wish I would have known about this during our CH. 13 - I would definitely have chosen this option.

Good luck!

Message Edited by beamMEup on 11-03-2009 01:08 PM

[Believe1970]

Thank You for you Help!