I give up Discover!

Creditaddict · ‎10-09-2014

I applied like 2 months ago and they pulled EQ the worst and wouldn't reconsider with another credit report unless EQ was frozen and they never accessed it to begin with (their words)

So I froze EQ this morning and applied and got instantly denied.

Called in and he said it was cancelled because we couldn't access credit report.

I said can you pull another one, EX would be great.

He said I can and it looks like it would be EX pull.

Put me on hold and came back denied!

I do have a Joint Discover with my partner with $9k limit which we tried for sp cli earlier this week and it wanted hp so we said no but I can't get a personal discover alone to save my life!

Desmoire · ‎10-09-2014

Are they one of the tougher companies to get a CC?

Creditaddict · ‎10-09-2014

@Desmoire wrote:
Are they one of the tougher companies to get a CC?

not for some!

FinStar · ‎10-09-2014

Looks like your strategy will have to wait for your own card. Unfortunately, they are not ready to welcome you yet with open arms. I thought that's what that zap and smoke was earlier... hmmm... trip over the electric fence?

Creditaddict · ‎10-09-2014

@FinStar wrote:
Looks like your strategy will have to wait for your own card. Unfortunately, they are not ready to welcome you yet with open arms. I thought that's what that zap and smoke was earlier... hmmm... trip over the electric fence?

LOL! Did you raise the wire on me?

Anonymous · ‎10-09-2014

it was the toughest one for me to get in too.

FinStar · ‎10-09-2014

@Creditaddict wrote:
@FinStar wrote:
Looks like your strategy will have to wait for your own card. Unfortunately, they are not ready to welcome you yet with open arms. I thought that's what that zap and smoke was earlier... hmmm... trip over the electric fence?
LOL! Did you raise the wire on me?

Oh heavens no!! That wasn't me I'd say wait a couple more months and try them again... don't give up on them.

Anonymous · ‎10-09-2014

Did you ask why you were denied when you called?

Anonymous · ‎10-09-2014

@FinStar wrote:
@Creditaddict wrote:
@FinStar wrote:
Looks like your strategy will have to wait for your own card. Unfortunately, they are not ready to welcome you yet with open arms. I thought that's what that zap and smoke was earlier... hmmm... trip over the electric fence?
LOL! Did you raise the wire on me?
Oh heavens no!! That wasn't me I'd say wait a couple more months and try them again... don't give up on them.

Indeed.

Creditaddict · ‎10-09-2014

@Anonymous wrote:
Did you ask why you were denied when you called?

no, ill wait for letter and then maybe call but I find the computer system pretty much the end all be all with discover credit decisions.