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I got lucky with Chase

Frequent Contributor

I got lucky with Chase

Hi All

 

I have only had 2 hard pulls this year and they drop off next month, I currently have just 3 cards and cl's of $1250, $1250 and $1000 - I just stuck in an app for the Chase Simplicity - instant approval for $4500!! - now thats more like it Smiley Wink

Message 1 of 19
18 REPLIES
Valued Contributor

Re: I got lucky with Chase


chrisw1968uk wrote:

Hi All

 

I have only had 2 hard pulls this year and they drop off next month, I currently have just 3 cards and cl's of $1250, $1250 and $1000 - I just stuck in an app for the Chase Simplicity - instant approval for $4500!! - now thats more like it Smiley Wink


Congrats on your approval!  But what is the Chase Simplicity?  I know about the Citi Simplicity but not Chase.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 2 of 19
Super Contributor

Re: I got lucky with Chase

Congarts 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 19
Established Contributor

Re: I got lucky with Chase


chrisw1968uk wrote:

Hi All

 

I have only had 2 hard pulls this year and they drop off next month, I currently have just 3 cards and cl's of $1250, $1250 and $1000 - I just stuck in an app for the Chase Simplicity - instant approval for $4500!! - now thats more like it Smiley Wink


Congrats on your approval! Smiley Happy   However, I think you mean "Citi" Simplicity rather than Chase.  The Simplicity card is a Citibank product.

FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Message 4 of 19
Frequent Contributor

Re: I got lucky with Chase

pmsl - yes sorry - i got too excited to concentrate lol

 

Message 5 of 19
Valued Contributor

Re: I got lucky with Chase


chrisw1968uk wrote:

pmsl - yes sorry - i got too excited to concentrate lol

 


Okay so what did you get?  Chase Freedom or Citi Simplicity?  What is your limit?


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 6 of 19
Frequent Contributor

Re: I got lucky with Chase

Citi Simplicity - $4500 limit - I sent an email to Cap1 today asking for a review of my $1250 CL, I now feel that my request to Cap1 was justified as i have been with them for 18 months, made 64 payments to my account (over $12k) - yet stuck on $1250 lol

Message 7 of 19
Moderator Emerita

Re: I got lucky with Chase

Message 8 of 19
Valued Contributor

Re: I got lucky with Chase


chrisw1968uk wrote:

Citi Simplicity - $4500 limit - I sent an email to Cap1 today asking for a review of my $1250 CL, I now feel that my request to Cap1 was justified as i have been with them for 18 months, made 64 payments to my account (over $12k) - yet stuck on $1250 lol


Congrats!  That is awesome for you!

 

Did you send the letter to the EO of Cap1?  There are a bunch of threads here about people having much success with that route.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 9 of 19
Frequent Contributor

Re: I got lucky with Chase

yes i sent the letter this evening to cap - will wait and see, as my 2 hard pulls are dropping off next month, I just pushed my luck again and got $4500 also on a freedom card - my credit lines have gone from $3500 to $12500 in the last 20 minutes - Im now happy to sit back in the garden and watch the flowers grow Smiley Wink

Message 10 of 19