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I got my Discover card over the weekend!!!

Contributor

Re: I got my Discover card over the weekend!!!

Hi junior88,

 

I was approved for $3500 and my eq is 689 and my tu is 679 and my ex is 679, so I am not sure why your cl is lower.  I did ask if I could get $5000 and she said she wasn't able to approve that at this time for me to request the cli in about 4 months...so I thanked her and hung up the phone with a HUGE grin on my face....

 

This is my second card today, I haven't had any major cards with decent cls like this in over 8 years.

Message 21 of 29
Contributor

Re: I got my Discover card over the weekend!!!

@junior88 I'm curious about this too. When I app'd I also got a call from an analyst who went over the whole app again and then came back and said that I was approved for $1000. Then asked if that would be sufficient for my needs. I immediately responded yes because I didn't want to press my luck.
Message 22 of 29
Frequent Contributor

Re: I got my Discover card over the weekend!!!

Yeah, it's like they just leave you hanging, wondering if there is more they can give you. Who wants to try and see if they get more??? I just do not understand why they would ask you if that was enough if you weren't eligible for more of a CL?

9/15/16 TU 733 EX 722 EQ 728 Discover $19,500/BOA $15,000/Lowe's $15,000/Sam's Club MC $15,000/Wells Fargo PLOC $15,000/Macy's $15,000/GM BuyPower $10,000/AmEx Hilton Honors $10,000/Macy's $10,000/Sam's Club $10,000/Frontier $9600/FNBO Mlife $9200/AmEx Delta $8500/Chase Hyatt $8000/Dick's MasterCard $7500/Citi Simplicity $7200/Wells Fargo Visa $7000/Chase United $5000/Amazon Visa $5000/Nationwide Visa $4300/State Farm $4000/Wells Fargo AmEx $2500/Citi Costco $2000
Message 23 of 29
Contributor

Re: I got my Discover card over the weekend!!!

I feel the same way. I was a little shocked by the limit and that they would even ask if that would work. My scores are all around 698 with no baddies. I also have a chase card with a 3000 cl so I thought they would atleast match that. Oh well. I guess I'll just have to hope for an auto cli in the future.
Message 24 of 29
Established Contributor

Re: I got my Discover card over the weekend!!!

Congrats...love my More it's a great card...

Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Message 25 of 29
Established Contributor

Re: I got my Discover card over the weekend!!!


tengtengvn wrote:

kc12286 wrote:

KingAdrock wrote:

I see the open road gets 2% cash back on gas. Didn't it used to be 5%?


I thought so too. Can anyone verify?

 

EDIT: After some quick searching, it seems the student version gets 5%. Doesn't seem like the regular version was 5%.


Even with the non-Student card, it used to be 5% CB on gasoline and auto maintenance.

Now they changed it to 2% CB on gasoline and restaurant with $250/cap.


Any idea if they just changed that for new customers, or if current customers who used to get 5% got changed? I know if that happened to me I'd be pretty steamed.

 

Message 26 of 29
Established Contributor

Re: I got my Discover card over the weekend!!!


lovinmyfico wrote:

Congratulations!!

 

I applied today and was instantly approved for a $3500 limit I am so excited, can't wait to get the card.  The CSR did ask me how I intended to use it and I told her gas, dining and travel related.  She said for me to make sure to log on and sign up for the quarterly signups as they aren't automatic.  I should receive my card by next Thursday!! Yay...

 

I also applied for the PSECU VISA/PSL and was approved for $20k (I think the combo) today as well.  So while I was at it applied for the Chase Freedom and got the dreaded 7-10 day review by an analyst -- no instant approval, urgh.  

 

Has anyone gotten approved after getting this notice?   


Yes I got that message from Chase. Call the backdoor number... they can quickly tell you whether its approved, and even help with a recon in the case of a denial. Good Luck and congrats!

FICO: EX: 763 (12/16); TU: 786 (12/16); EQ 731 (12/16)
Amex Blue Cash Preferred | Amex SimplyCash Plus | Chase Amazon Prime VS | Chase Freedom VS | Discover IT | Penfed Power Cash Rewards VS | Sams Club MC | USAA Limitless Rewards PV
Message 27 of 29
Contributor

Re: I got my Discover card over the weekend!!!

Yay, after calling the back door number I was approved for the Chase Freedom.  $6,000 CL.  Not bad for someone who only had a CapOne card with $750 limit.

 

 

Message 28 of 29
Established Contributor

Re: I got my Discover card over the weekend!!!


lovinmyfico wrote:

Yay, after calling the back door number I was approved for the Chase Freedom.  $6,000 CL.  Not bad for someone who only had a CapOne card with $750 limit.

 

 


Thats awesome! Congrats again!

FICO: EX: 763 (12/16); TU: 786 (12/16); EQ 731 (12/16)
Amex Blue Cash Preferred | Amex SimplyCash Plus | Chase Amazon Prime VS | Chase Freedom VS | Discover IT | Penfed Power Cash Rewards VS | Sams Club MC | USAA Limitless Rewards PV
Message 29 of 29