06-02-2011 01:34 PM - edited 06-02-2011 01:37 PM
I was approved for $3500 and my eq is 689 and my tu is 679 and my ex is 679, so I am not sure why your cl is lower. I did ask if I could get $5000 and she said she wasn't able to approve that at this time for me to request the cli in about 4 months...so I thanked her and hung up the phone with a HUGE grin on my face....
This is my second card today, I haven't had any major cards with decent cls like this in over 8 years.
06-02-2011 01:35 PM
06-02-2011 01:47 PM
Yeah, it's like they just leave you hanging, wondering if there is more they can give you. Who wants to try and see if they get more??? I just do not understand why they would ask you if that was enough if you weren't eligible for more of a CL?
06-02-2011 01:52 PM
06-02-2011 04:47 PM
06-06-2011 12:20 PM
I see the open road gets 2% cash back on gas. Didn't it used to be 5%?
I thought so too. Can anyone verify?
EDIT: After some quick searching, it seems the student version gets 5%. Doesn't seem like the regular version was 5%.
Even with the non-Student card, it used to be 5% CB on gasoline and auto maintenance.
Now they changed it to 2% CB on gasoline and restaurant with $250/cap.
Any idea if they just changed that for new customers, or if current customers who used to get 5% got changed? I know if that happened to me I'd be pretty steamed.
06-07-2011 10:29 AM
I applied today and was instantly approved for a $3500 limit I am so excited, can't wait to get the card. The CSR did ask me how I intended to use it and I told her gas, dining and travel related. She said for me to make sure to log on and sign up for the quarterly signups as they aren't automatic. I should receive my card by next Thursday!! Yay...
I also applied for the PSECU VISA/PSL and was approved for $20k (I think the combo) today as well. So while I was at it applied for the Chase Freedom and got the dreaded 7-10 day review by an analyst -- no instant approval, urgh.
Has anyone gotten approved after getting this notice?
Yes I got that message from Chase. Call the backdoor number... they can quickly tell you whether its approved, and even help with a recon in the case of a denial. Good Luck and congrats!
06-07-2011 01:15 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.