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Regular Contributor
jla84
Posts: 249
Registered: ‎07-21-2011

I got my first "pre-selected" offer!

I opted back in to receive credit offers about 8 months ago when I started getting serious about rebuilding my credit. I got 0 offers for those 8 months, but tonight I found a Citi Simplicity "pre-selected" offer in my mailbox! I'm not going to apply and I'm not even sure it really means anything, but man it's nice to feel wanted again! :smileyhappy:


Starting Score (07/2011): EQ 706 TU 709
Current Score (6/2013): EQ 740 TU 732 EX 740
Goal Score: 750+ on all 3


Take the FICO Fitness Challenge
Valued Contributor
crunching_numbers
Posts: 1,093
Registered: ‎02-15-2012

Re: I got my first "pre-selected" offer!


jla84 wrote:

I opted back in to receive credit offers about 8 months ago when I started getting serious about rebuilding my credit. I got 0 offers for those 8 months, but tonight I found a Citi Simplicity "pre-selected" offer in my mailbox! I'm not going to apply and I'm not even sure it really means anything, but man it's nice to feel wanted again! :smileyhappy:



I can feel the warm fuzzies all the way over here.... :smileywink:


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 783 TU98 , 813 TU08 FICO, 744 EQ FICO , 735 EX(9/12), 794 EX08 FICO, 809 EX08 bankcard FICO
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (20.7K), BofA Travel Rewards ($17.5), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (15K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Disc It ($8K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Wally D ($7.5K), JCP($5.3K)
Valued Contributor
Repo-ed
Posts: 2,953
Registered: ‎02-09-2012

Re: I got my first "pre-selected" offer!

I've received 2 in the last 1.5 months since starting to rebuild (again). The 2nd one was today from First Preimer :smileyvery-happy: for $700 CL

 

Trashed.

Established Contributor
teenastie
Posts: 638
Registered: ‎07-28-2011

Re: I got my first "pre-selected" offer!


jla84 wrote:

I opted back in to receive credit offers about 8 months ago when I started getting serious about rebuilding my credit. I got 0 offers for those 8 months, but tonight I found a Citi Simplicity "pre-selected" offer in my mailbox! I'm not going to apply and I'm not even sure it really means anything, but man it's nice to feel wanted again! :smileyhappy:



Amen to that!



Regular Contributor
luvsandyshores
Posts: 162
Registered: ‎04-04-2010

Re: I got my first "pre-selected" offer!

Congrats jla and repo!
Started with an Orchard secured 4 years ago. Now: House, Car, NFCU Rewards Signature, Citi AAdvantage, Discover More, Capital One Platinum, Walmart, AMEX BCE
Established Contributor
logan_720
Posts: 608
Registered: ‎02-02-2012

Re: I got my first "pre-selected" offer!

I have never received offer for cards before :smileysurprised: I may have opted out before I had turned 18 so I wasn't tempted. Now that I have proven to myself I am a responsible cardholder, is there a way to opt in? I only receive the invites to app for the Gold Delta Skymiles card, but I think thats because I am a skymiles member, and have an Amex Zync...

Regular Contributor
jla84
Posts: 249
Registered: ‎07-21-2011

Re: I got my first "pre-selected" offer!


logan_720 wrote:

I have never received offer for cards before :smileysurprised: I may have opted out before I had turned 18 so I wasn't tempted. Now that I have proven to myself I am a responsible cardholder, is there a way to opt in? I only receive the invites to app for the Gold Delta Skymiles card, but I think thats because I am a skymiles member, and have an Amex Zync...


You can go to this website to make sure you're opted in: www.optoutprescreen.com


Starting Score (07/2011): EQ 706 TU 709
Current Score (6/2013): EQ 740 TU 732 EX 740
Goal Score: 750+ on all 3


Take the FICO Fitness Challenge
Established Contributor
logan_720
Posts: 608
Registered: ‎02-02-2012

Re: I got my first "pre-selected" offer!

Thanks :smileyhappy: Can't wait to see what they have in store for me.

Regular Contributor
jla84
Posts: 249
Registered: ‎07-21-2011

Re: I got my first "pre-selected" offer!


logan_720 wrote:

Thanks :smileyhappy: Can't wait to see what they have in store for me.


It might take a while! lol! It did with me.


Starting Score (07/2011): EQ 706 TU 709
Current Score (6/2013): EQ 740 TU 732 EX 740
Goal Score: 750+ on all 3


Take the FICO Fitness Challenge
Established Contributor
logan_720
Posts: 608
Registered: ‎02-02-2012

Re: I got my first "pre-selected" offer!

Well, you said you didn't receive offers for the * months or so while you were rebuilding, since I am somewhat up the FICO latter, and somewhat in "prime" world, I wonder if it will be the same...


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