09-22-2008 02:02 PM
09-22-2008 02:33 PM
09-22-2008 02:37 PM
09-22-2008 03:44 PM
09-22-2008 03:50 PM
Amex has some of the best lost and fraud protections... Maybe you can get her a downgraded Green and still keep the Platinum.
Green doesn't do much other than no preset spending limit.
Gold has free travel upgrades.
Platinum has travel + "concierge" service.
I think that's pretty much the differences between the 3 cards besides the annual fees.
09-22-2008 03:50 PM
Wow, concorduser, I wish you'd been my daddy back in, let's see, 1970! I wound up with a 1963 Plymouth Belvedere.
I agree with the others, you're covered with either card in case of fraud.
I suppose the things to consider:
--could your access to your Plat be temporarily limited if she lost hers?
--would she have any need for the plat features? (for instance, she is in a school choir or art class that might travel around the US or abroad)
One thing that I like about my Gold Rewards Plus is that up to 4 AU's are free, and that was handy when I put my youngest on it when she went to Ireland. My card went to Ireland, Wales, and Paris, but I didn't. Something wrong there.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.