I have done something bad.

[Dubious]

How do you get instant approvals with so many inquiries? 

[FinStar]

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@Dubious wrote:

How do you get instant approvals with so many inquiries? 

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I'm sure the internal criteria/algorithm has specific elegibility conditions for approval, but guess what... that final 22% APR wasn't so stellar.  No different than folks getting approved for say an AMEX BCE with a $4K CL but the APR above 21%.  For someone who PIFs, of course no issue.  For someone who may carry a balance from time to time, well that's another story.  Unfortunately, Chase will not lower that APR once the honeymoon/promo period expires.

[djc1puno]

congrats back to the garden

[azguy13]

congrats on the new card. Now, we have a brand new plot in the garden for you. Just don't mind the barbed wire and armed guards.

[MsLadyRover]

Congrats!