08-21-2013 10:42 PM
How do you get instant approvals with so many inquiries?
I'm sure the internal criteria/algorithm has specific elegibility conditions for approval, but guess what... that final 22% APR wasn't so stellar. No different than folks getting approved for say an AMEX BCE with a $4K CL but the APR above 21%. For someone who PIFs, of course no issue. For someone who may carry a balance from time to time, well that's another story. Unfortunately, Chase will not lower that APR once the honeymoon/promo period expires.
08-22-2013 03:10 AM
congrats on the new card. Now, we have a brand new plot in the garden for you. Just don't mind the barbed wire and armed guards.
08-22-2013 06:02 AM
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