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I have done something bad.

Frequent Contributor

Re: I have done something bad.

How do you get instant approvals with so many inquiries? Smiley Surprised

Message 11 of 15
Senior Contributor

Re: I have done something bad.


Dubious wrote:

How do you get instant approvals with so many inquiries? Smiley Surprised


I'm sure the internal criteria/algorithm has specific elegibility conditions for approval, but guess what... that final 22% APR wasn't so stellar.  No different than folks getting approved for say an AMEX BCE with a $4K CL but the APR above 21%.  For someone who PIFs, of course no issue.  For someone who may carry a balance from time to time, well that's another story.  Unfortunately, Chase will not lower that APR once the honeymoon/promo period expires.

Message 12 of 15
Valued Contributor

Re: I have done something bad.

congrats Smiley Happy back to the garden Smiley Happy



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 13 of 15
Senior Contributor

RE

congrats on the new card. Now, we have a brand new plot in the garden for you. Just don't mind the barbed wire and armed guards.

Message 14 of 15
Highlighted
Valued Contributor

Re: RE

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 15 of 15