Re: I have no credit & want a credit card I dont have the money for a secured card
did you try a gas card ? i hard exxon mobil was easy to get. or you can get a continental finance card. its unsecured but your limit will be 300 with 225 fees on it from day 1 . yes its a rip off but it helped me 2 yeas ago. you make payments and build history then add a new card every six months . its makes no sense getting any card unless you have the discipline to make payments on time and to be patient.
Re: I have no credit & want a credit card I dont have the money for a secured card
DO NOT under any circumstances get a first premier card- it is loaded up with fees!!! also, my advice is to listen to the Mods!!! i dont think you are ready for a card-try to buikld up score first!! my EQ is 670. i hope this helps!!!
Re: I have no credit & want a credit card I dont have the money for a secured card
Don't get a 1st Premier card because they charge you high startup costs + annual fee + $7 montly fee. Definitely don't get a Continental Finance card because they charge you high startup costs + annual fee + $15 monthly fee and they also don't post your payment until 1 week after receiving it. Just save your money and open a secured savings account with a credit union and apply for a secured card once you have at least the minimum amount (usually $300) to get the card. The limit with Continental and 1st will either be $200 - $300 anyway. Trust me it's not worth it.
