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@Crashem wrote:
My advice is different. Looking at where you are. It seems your next credit goal would be to get higher limits. Research your cards. Any that don't do hard inquiry, ask for higher credit line. Even if they do hard inquiry, might be worth it if you think ou will get it. Finally, I would recommend applying to one generous credit line grantor. Maybe a credit union. Catch 22 with credit lines is that no one wants to be first to grant significantly higher credit lines but all will rush to do so once they see others are.
That is the way middle school popularity works.
That is not the way banks work.
Discover Escape, not Miles, is the one I was thinking of above.
@clocktick wrote:Discover Escape, not Miles, is the one I was thinking of above.
Uhmmm, now I need to decide between this and SDCCU ?
Could I do both ?
LOL
Actually that is the way credit works. Not sure about middle school though
@Gollum wrote:
@Crashem wrote:
My advice is different. Looking at where you are. It seems your next credit goal would be to get higher limits. Research your cards. Any that don't do hard inquiry, ask for higher credit line. Even if they do hard inquiry, might be worth it if you think ou will get it. Finally, I would recommend applying to one generous credit line grantor. Maybe a credit union. Catch 22 with credit lines is that no one wants to be first to grant significantly higher credit lines but all will rush to do so once they see others are.
That is the way middle school popularity works.That is not the way banks work.
Eh....I woulddn't say they "rush" to do so...but it definitely makes them less skiddish to do it if they are on the fence about a CLI.