Reply
Regular Contributor
babymixer
Posts: 105
Registered: ‎11-15-2011
0

I just closed my CAP ONE REWARDS card

Just closed it this morning when the AF posted.  They assured me that it would be credited and I won't owe them a cent.  The personnel I dealt with were very nice and helpful and were actually sad to see me go and said they totally understand my reasons for wanting to leave and if they could help me they could but just don't have the authority.  The first person was a nice indian lady and the second person was an american gent that was very nice also.

 

oh well, thats that.  Goodbye Capital One.

cc's copy
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: I just closed my CAP ONE REWARDS card

Cap One recent hasn't been crediting AFs lately maybe because the buy out of HSBC and others. I to closed my Cap One for this reason

$100K in Credit
Last Credit Card App: 11/16/13
Regular Contributor
babymixer
Posts: 105
Registered: ‎11-15-2011
0

Re: I just closed my CAP ONE REWARDS card

Yes, I first asked for a CLI to which I was declined.  Then I asked to have my AF waived = no go.  They left me with little choice but to close out the account.

cc's copy
Contributor
JWest
Posts: 120
Registered: ‎03-30-2012
0

Re: I just closed my CAP ONE REWARDS card

The executive office would have waived those AF's instantly with just a few minutes on the phone

Regular Contributor
babymixer
Posts: 105
Registered: ‎11-15-2011
0

Re: I just closed my CAP ONE REWARDS card

I no longer needed the card.  It was the mastercard cash rewards rebuilder one not the visa.  I have 3 prime ones that serve their purpose well.  Chances of them matching my other limits were slim to none anyway even if i got the AF waived.

 

cc's copy
Moderator Emeritus
tinuviel
Posts: 4,875
Registered: ‎11-02-2010
0

Re: I just closed my CAP ONE REWARDS card


babymixer wrote:

I no longer needed the card.  It was the mastercard cash rewards rebuilder one not the visa.  I have 3 prime ones that serve their purpose well.  Chances of them matching my other limits were slim to none anyway even if i got the AF waived.

 


Sounds like you're in good shape with a nice line-up of cards. Congrats!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}