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I just got a new credit card with an abnormal limit of 11k

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Anonymous
Not applicable
‎04-17-2012 06:30 PM
‎04-17-2012 06:30 PM

Re: I just got a new credit card with an abnormal limit of 11k

Oppss it is No AF on my first discover card... typo
Message 11 of 15
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tennisfan78
Established Contributor
‎04-17-2012 06:37 PM
‎04-17-2012 06:37 PM

Re: I just got a new credit card with an abnormal limit of 11k

Congrats on the awesome limit.  Do not consider it as free money, and always pay in full.

 

I would say keep the Capital one card also.

 

 

Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 12 of 15
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injustifiiable
Valued Contributor
‎04-17-2012 06:43 PM
‎04-17-2012 06:43 PM

Re: I just got a new credit card with an abnormal limit of 11k

Congrats...treat her well and she'll take care of you. :-)

 

BTW...For what it's worth...you probably could've gotten approved for a Zync...there are plenty of people here who've gotten in with lower scores..

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 13 of 15
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boomhower
Valued Contributor
‎04-17-2012 06:46 PM
‎04-17-2012 06:46 PM

Re: I just got a new credit card with an abnormal limit of 11k

Keep the discover, close the CapOne.  Then open a second credit card and one store card.  You'll take a hit initially for the new accounts but in the end you'll be better off score wise.  Three cards is IMHO the min for the best score and a store card will help the credit mix, also increasing score.

Message 14 of 15
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SamsungHDTV
Established Contributor
‎04-17-2012 06:51 PM
‎04-17-2012 06:51 PM

Re: I just got a new credit card with an abnormal limit of 11k

congrats on your new card! I can't wait until I'm on that level.

Message 15 of 15
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