Credit Cards

[future]

you can get a amex with those scores. delta, or hilton, or both.  you might have a chance with discover, but if you apply make sure your inquiries are low, our uti is low, but if i was you i would go for those amexs and wait awhile before you apply for discover

[missy42]

I just reapplied online and got the standard 7-10 days statement....something tells me there's not a card coming.  Yes I filed bk and was discharged 8/07 my guess is too many inquires, yada, yada, yada.  Would like a higher cl than what cap1 and hsbc gave me.  Thought I'd try again since everyone else seem to get approved.  I'll keep you posted on when I get the letter, but I'll still hope for an approval

missy42

[OBXFrank]

To Missy:

If you have a Cap1, here's a thread that may give you some hope:

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=17986

As I've heard so many times, time and patience are your friends when it comes to your FICO...too bad time isn't the most entertaining friend, and patience always expects you to get the check when your at lunch .  But bear with it for a bit and keep your payments on time...Cap1 has boosted my CL twice in the last year or so, from about $500 to $750, then $3750. 

[ashabbir1]

lol Tim

[Timothy]

Did you just see this?
Over a month ago.
My DW is gonna get one of these.

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ashabbir1 wrote:

lol Tim

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[haulingthescoreup]

My theory: ashabbir1 is bored. All the CCC's have his number on caller ID, and they won't answer his calls any more.

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Timothy wrote:
Did you just see this?
Over a month ago.
My DW is gonna get one of these.

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ashabbir1 wrote:lol Tim

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Tim, is this in some way connected to the new Victoria's Secret card?

[Timothy]

Funny you brought this up.
I forgot they did convert it from LB to VS.

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haulingthescoreup wrote:
My theory: ashabbir1 is bored. All the CCC's have his number on caller ID, and they won't answer his calls any more.

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Timothy wrote:
Did you just see this?
Over a month ago.
My DW is gonna get one of these.

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ashabbir1 wrote:lol Tim

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Tim, is this in some way connected to the new Victoria's Secret card?

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[haulingthescoreup]

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Timothy wrote:
Funny you brought this up.
I forgot they did convert it from LB to VS.

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Uh-huh. Yeah, right. You "forgot."

Well, you have had a few other things going on credit-wise in the last month, haven't you?

[Timothy]

Yep- I have the CRA's and my creditors trying to figure out what is going on.

The DW's creditors are all VERY confused- all paid to zero and a VS and Kay's card.

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haulingthescoreup wrote:

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Timothy wrote:
Funny you brought this up.
I forgot they did convert it from LB to VS.

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Uh-huh. Yeah, right. You "forgot."

Well, you have had a few other things going on credit-wise in the last month, haven't you?

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[ashabbir1]

lol