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10 credit cards :
Citi Double Cash 1k,
CSP 5k
,Chase United 5k
BOFA Cash 4.5k
Discover it 1k
Chase Slate 2k
Chase Freedom 1k
Hilton Amex 3k
U.S. Airways 7.5k
amazon store $500
might chop slate after paying off the BT , and amazon , chase united Might be in the chopping block too but with those chase cards I plan on consolidating Cl into CSP and freedom ! On the other hand I might get married this year , wedding or not , a honeymoon is still a good amount of spend (at least 5k I'm guessing) so closing cc's might hurt , what would you do ! The slate is kind of useless to me , so will be amazon !
Better start opening new cards for those 50k bonus mile promos for your honeymoon!
@mikelo22 wrote:Better start opening new cards for those 50k bonus mile promos for your honeymoon!
I did!!!!! I got the Us air card .... I have a united explorer as wel with 30k miles I havnt used just yet !!!
@Anonymous wrote:
@mikelo22 wrote:Better start opening new cards for those 50k bonus mile promos for your honeymoon!
I did!!!!! I got the Us air card .... I have a united explorer as wel with 30k miles I havnt used just yet !!!
You need to SM Chase to get 50K mile bonus applied instead.
@Anonymous wrote:10 credit cards :
Citi Double Cash 1k,
CSP 5k
,Chase United 5k
BOFA Cash 4.5k
Discover it 1k
Chase Slate 2k
Chase Freedom 1k
Hilton Amex 3k
U.S. Airways 7.5k
amazon store $500
might chop slate after paying off the BT , and amazon , chase united Might be in the chopping block too but with those chase cards I plan on consolidating Cl into CSP and freedom ! On the other hand I might get married this year , wedding or not , a honeymoon is still a good amount of spend (at least 5k I'm guessing) so closing cc's might hurt , what would you do ! The slate is kind of useless to me , so will be amazon !
Depends on when you opened these cards. Actually it doesn't really depend on that. At this point the damage is done, so I would only close cards that have an AF which you do not have a use for. If you think you would want another chase card in the future then I would get rid of the slate if it is no longer useful (transfer your CL first to your freedom). The amazon card isn't hurting you but with a $500 limit I wouldn't blame you if you wanted to get rid of it! Just let the other accounts all age so you can use the limits for overall util.
What is your Slate APR?
I am keeping mine for the 12.99%.
@Anonymous wrote:what would you do !
Doesn't really matter as my priorities and goals aren't necessarily the same as yours. However, if you have specific questions I can certainly try to answer them. If you anticipate $5K+ spend keep in mind the general guidelines with utilization -- i.e. try to stay under 30%.
Use this thread linked in the Helpful Threads sticky to help you in your decision making.
http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=117125&jump=true
@Anonymous wrote:The slate is kind of useless to me
Transfer its limit to another Chase card.