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I know I said I wouldnt app...

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creditwatcher2012
Frequent Contributor

I know I said I wouldnt app...

...but I did.... now no more apps untill 2015.... So I went on a mini app spree heres my results

Capital One Spark Classic APPROVED 500.00

Lowes GECB APPROVED 300.00

CBNA THD DENIED (any way to recon) 

AMEX GOLD apped 2 weeks ago DENIED

Discover IT apped 1 week ago DENIED 

 

I shop at lowes basically daily, if I run the card up to its limit 3-4 times a month and PIF will I get a CLI maybe to 5k?

 

happy holiday!

 

 

I heard the spark will grow too, I hope so!!!

 

Message 1 of 6
5 REPLIES 5
myjourney
Super Contributor

Re: I know I said I wouldnt app...


@creditwatcher2012 wrote:

...but I did.... now no more apps untill 2015.... So I went on a mini app spree heres my results

Capital One Spark Classic APPROVED 500.00

Lowes GECB APPROVED 300.00

CBNA THD DENIED (any way to recon) 

AMEX GOLD apped 2 weeks ago DENIED

Discover IT apped 1 week ago DENIED 

 

I shop at lowes basically daily, if I run the card up to its limit 3-4 times a month and PIF will I get a CLI maybe to 5k?

 

happy holiday!

 

 

I heard the spark will grow too, I hope so!!!

 


Congrats 

Didn't you say you were done yesterday? Lol

Judging by the limits and denials I have to be honest its time to truly consider gardening if you hope to see CLI's 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 6
Luscher
Valued Contributor

Re: I know I said I wouldnt app...

congrats. garden!
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 3 of 6
john398
Senior Contributor

Re: I know I said I wouldnt app...

+1 on Garden, if you do that a while you may get some good limits in the future

Message 4 of 6
shane82388
Established Contributor

Re: I know I said I wouldnt app...


@creditwatcher2012 wrote:

...but I did.... now no more apps untill 2015.... So I went on a mini app spree heres my results

Capital One Spark Classic APPROVED 500.00

Lowes GECB APPROVED 300.00

CBNA THD DENIED (any way to recon) 

AMEX GOLD apped 2 weeks ago DENIED

Discover IT apped 1 week ago DENIED 

 

I shop at lowes basically daily, if I run the card up to its limit 3-4 times a month and PIF will I get a CLI maybe to 5k?

 

happy holiday!

 

 

I heard the spark will grow too, I hope so!!!

 


Did the Spark app pull all three credit bureaus? (3 inquiries for one card)

Message 5 of 6
BearsAndTurtlesRtheBest
Senior Contributor

Re: I know I said I wouldnt app...

With those cards and a good stay at the garden you will be good for other cards that offer great rewards.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 6 of 6
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