Credit Cards Center Credit cards from our partners
Reply
Contributor
Posts: 92
Registered: ‎06-16-2012
0

Re: I know I shouldn't.... I really want an AMEX too!

Thx for the input everyone. Glad I asked, I'm so used to seeing most of your comments on others that I thought you'd give me some well rounded advice too :-) I'm just anxious after getting my scores to a level that work to my advantage. I'm also on information overload with the threads I researched. 

 

Crashem - Yes, I am actually with NFCU as well. I figured they would pull EX from what I found here. 

 

 

 

Current: EQ 791 / TU 788 / EX 752 FICO's (MyFico, Oct 2012)

*** NFCU Plat | USAA CR Amex | PenFed TR Amex | BOA Gold | JP Morgan Select | Amex BCP | Amex PRG | USAA Plat ***
Mega Contributor
Posts: 15,446
Registered: ‎04-09-2011
0

Re: I know I shouldn't.... I really want an AMEX too!

So have you decided which one you want / wehn your going to app??




EQ FICO 548 3/3/16
Contributor
Posts: 92
Registered: ‎06-16-2012
0

Re: I know I shouldn't.... I really want an AMEX too!


LS2982 wrote:

So have you decided which one you want / wehn your going to app??


Going for the BCP... Got the system difficulties "We'll contact you in 14 days" page and then later a notification with an "In progress" status. So... now of course, I'm freaked out. And ultimately, whatever they decide - since I have no history with them. This will be my last app for the year. Smiley Happy 

Current: EQ 791 / TU 788 / EX 752 FICO's (MyFico, Oct 2012)

*** NFCU Plat | USAA CR Amex | PenFed TR Amex | BOA Gold | JP Morgan Select | Amex BCP | Amex PRG | USAA Plat ***
Frequent Contributor
Posts: 352
Registered: ‎07-13-2012
0

Re: I know I shouldn't.... I really want an AMEX too!

They may just be verifying ur info. I checked back an hour after I applied and it said accepted didn't have to call and recon. The bcp is great if you're gonna spend 1000 in the first 3 months. Since the cash back is 150 that covers 2 yrs worth Annual fees. 

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Established Contributor
Posts: 513
Registered: ‎01-27-2011
0

Re: I know I shouldn't.... I really want an AMEX too!

Go to Amex site and search "check application status", a lot of times you will find out that way.

EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12
Contributor
Posts: 92
Registered: ‎06-16-2012
0

Re: I know I shouldn't.... I really want an AMEX too!

Update: Approved for 2k since I'm new and have no history with them. A little disappointed with the CL but, I'll manage. The representative said that I can call back in 60 days and ask for a CLI. So, I will look forward to getting my card in the mail and we'll see how I like them Smiley Happy

Current: EQ 791 / TU 788 / EX 752 FICO's (MyFico, Oct 2012)

*** NFCU Plat | USAA CR Amex | PenFed TR Amex | BOA Gold | JP Morgan Select | Amex BCP | Amex PRG | USAA Plat ***
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: I know I shouldn't.... I really want an AMEX too!

Im 61 days that 2k cl might become a 6k cl
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Posts: 2,323
Registered: ‎09-16-2011
0

Re: I know I shouldn't.... I really want an AMEX too!

Congrats, welcome to AMEX, got the best revolver they offer. 

 

 

Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak/Freeom 4.6k, FNBO DISC 20.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 12k Sally Mae5.5k Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 7k, Discover IT 11.5k and a nice stack of store cards.
Last APP/HP 4/22/2015
Contributor
Posts: 92
Registered: ‎06-16-2012
0

Re: I know I shouldn't.... I really want an AMEX too!

Thx! I am really excited about it no matter the CL at this point. I think I'm done at this point with my app damage. I should take my butt back to the garden where I was supposed to stay put!

Current: EQ 791 / TU 788 / EX 752 FICO's (MyFico, Oct 2012)

*** NFCU Plat | USAA CR Amex | PenFed TR Amex | BOA Gold | JP Morgan Select | Amex BCP | Amex PRG | USAA Plat ***
Mega Contributor
Posts: 15,446
Registered: ‎04-09-2011
0

Re: I know I shouldn't.... I really want an AMEX too!


A_Madel wrote:

Update: Approved for 2k since I'm new and have no history with them. A little disappointed with the CL but, I'll manage. The representative said that I can call back in 60 days and ask for a CLI. So, I will look forward to getting my card in the mail and we'll see how I like them Smiley Happy


CONGRATS!!!!!!!!!

 

Welcome to the family!!!

 




EQ FICO 548 3/3/16

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.