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Contributor
A_Madel
Posts: 92
Registered: ‎06-16-2012
0

Re: I know I shouldn't.... I really want an AMEX too!

Thx for the input everyone. Glad I asked, I'm so used to seeing most of your comments on others that I thought you'd give me some well rounded advice too :-) I'm just anxious after getting my scores to a level that work to my advantage. I'm also on information overload with the threads I researched. 

 

Crashem - Yes, I am actually with NFCU as well. I figured they would pull EX from what I found here. 

 

 

 

Current: EQ 791 / TU 788 / EX 752 FICO's (MyFico, Oct 2012)

*** NFCU Plat | USAA CR Amex | PenFed TR Amex | BOA Gold | JP Morgan Select | Amex BCP | Amex PRG | USAA Plat ***
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: I know I shouldn't.... I really want an AMEX too!

So have you decided which one you want / wehn your going to app??




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Contributor
A_Madel
Posts: 92
Registered: ‎06-16-2012
0

Re: I know I shouldn't.... I really want an AMEX too!


LS2982 wrote:

So have you decided which one you want / wehn your going to app??


Going for the BCP... Got the system difficulties "We'll contact you in 14 days" page and then later a notification with an "In progress" status. So... now of course, I'm freaked out. And ultimately, whatever they decide - since I have no history with them. This will be my last app for the year. :smileyhappy: 

Current: EQ 791 / TU 788 / EX 752 FICO's (MyFico, Oct 2012)

*** NFCU Plat | USAA CR Amex | PenFed TR Amex | BOA Gold | JP Morgan Select | Amex BCP | Amex PRG | USAA Plat ***
Frequent Contributor
iMacDrew
Posts: 350
Registered: ‎07-13-2012
0

Re: I know I shouldn't.... I really want an AMEX too!

They may just be verifying ur info. I checked back an hour after I applied and it said accepted didn't have to call and recon. The bcp is great if you're gonna spend 1000 in the first 3 months. Since the cash back is 150 that covers 2 yrs worth Annual fees. 

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Established Contributor
FicoTron
Posts: 512
Registered: ‎01-27-2011
0

Re: I know I shouldn't.... I really want an AMEX too!

Go to Amex site and search "check application status", a lot of times you will find out that way.

EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12
Contributor
A_Madel
Posts: 92
Registered: ‎06-16-2012
0

Re: I know I shouldn't.... I really want an AMEX too!

Update: Approved for 2k since I'm new and have no history with them. A little disappointed with the CL but, I'll manage. The representative said that I can call back in 60 days and ask for a CLI. So, I will look forward to getting my card in the mail and we'll see how I like them :smileyhappy:

Current: EQ 791 / TU 788 / EX 752 FICO's (MyFico, Oct 2012)

*** NFCU Plat | USAA CR Amex | PenFed TR Amex | BOA Gold | JP Morgan Select | Amex BCP | Amex PRG | USAA Plat ***
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: I know I shouldn't.... I really want an AMEX too!

Im 61 days that 2k cl might become a 6k cl
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
jamesdwi
Posts: 1,947
Registered: ‎09-16-2011
0

Re: I know I shouldn't.... I really want an AMEX too!

Congrats, welcome to AMEX, got the best revolver they offer. 

 

 


Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Zync NPSL, Sams Club MC 10k, Paypal Extras MC 6k, CapOne QS 2.5k, QS 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Contributor
A_Madel
Posts: 92
Registered: ‎06-16-2012
0

Re: I know I shouldn't.... I really want an AMEX too!

Thx! I am really excited about it no matter the CL at this point. I think I'm done at this point with my app damage. I should take my butt back to the garden where I was supposed to stay put!

Current: EQ 791 / TU 788 / EX 752 FICO's (MyFico, Oct 2012)

*** NFCU Plat | USAA CR Amex | PenFed TR Amex | BOA Gold | JP Morgan Select | Amex BCP | Amex PRG | USAA Plat ***
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: I know I shouldn't.... I really want an AMEX too!


A_Madel wrote:

Update: Approved for 2k since I'm new and have no history with them. A little disappointed with the CL but, I'll manage. The representative said that I can call back in 60 days and ask for a CLI. So, I will look forward to getting my card in the mail and we'll see how I like them :smileyhappy:


CONGRATS!!!!!!!!!

 

Welcome to the family!!!

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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