I received an email invitation from AMEX to apply for the Gold Delta SkyMiles credit card. I know for a fact that if I applied, they will pull my EXP report. Although I heard that this card is a good method for getting into the AMEX family and the underwriting for this card is not as strict as other AMEX products, I'm still not sure if I should pull the trigger. I have been denied for the Costo TU 2x's and AMEX scares me. And to temp me further, I can earn 35,000 bonus miles after spending $750 in the first 3 months.
I hate having itchy app fingers....ughhhh!!!! 
@WhiteCollar wrote:I received an email invitation from AMEX to apply for the Gold Delta SkyMiles credit card. I know for a fact that if I applied, they will pull my EXP report. Although I heard that this card is a good method for getting into the AMEX family and the underwriting for this card is not as strict as other AMEX products, I'm still not sure if I should pull the trigger. I have been denied for the Costo TU 2x's and AMEX scares me. And to temp me further, I can earn 35,000 bonus miles after spending $750 in the first 3 months.
I hate having itchy app fingers....ughhhh!!!!
What's your credit profile look like? Particular experian, since that's what they're gonna pull!
Also, on a side note: have you received any soft pulls from AMEX before for credit offers? Did they exclusively pull EXP for both soft AND hard pulls? It has nothing to do with an answer for your question, but for my own research!
Yes, that is a good sign up bonus! That what makes it hard to resist.
No, I was not SP'd by AMEX. For some strange reason, I'm on their mailing list..lol.
As for my profile, 12 inquires, last one was on 10/10/12. My EXP Fico is 626....mostly due to high utl on a couple other cards. 7 baddies. 5 out of 7 will fall of the first half of 2014 
. I do have prime cards with major banks and a few retail cards. No late or missed payments in over 6 years.
How high is your util?
