Reply
Valued Member
Posts: 140
Registered: ‎09-26-2012
0

I know how to get FREE CASH (no interest/fees) on Discover!

1- Get on Discover Promo 0% APR

 

2- Go to Shaw's food market and buy pack of gum, or do some grocey shopping, whatever.

 

3- Tell cashier 'yes' cashback (Discover 'cash over')

 

4- $120 Cash limit per day

 

5- Repeat until desired amount

 

6- Pay NOTHING for the cash!!! Just like regular purchase, but of COLD HARD CASH!

Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: I know how to get FREE CASH (no interest/fees) on Discover!

i really don't think you should teach people how to squeeze cash out of a credit card, but regardless everyone should know this if they have common sense to think already. For instance use a credit card at 7-11 they ask you if you want cash back. Walmart you can take $100 out but it's still not recommended. The only things you can't buy with cards is usually illegal substances or hookers and that's not very good lol


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Member
Posts: 140
Registered: ‎09-26-2012
0

Re: I know how to get FREE CASH (no interest/fees) on Discover!

Looks like mostly food stores.. Here is the link of the list of 'acceptable' stores.

 

https://www.discover.com/credit-cards/member-benefits/cash-over-purchases.html

Valued Member
Posts: 140
Registered: ‎09-26-2012
0

Re: I know how to get FREE CASH (no interest/fees) on Discover!


distantarray wrote:

i really don't think you should teach people how to squeeze cash out of a credit card, but regardless everyone should know this if they have common sense to think already. For instance use a credit card at 7-11 they ask you if you want cash back. Walmart you can take $100 out but it's still not recommended. The only things you can't buy with cards is usually illegal substances or hookers and that's not very good lol


I agree. This advice is ONLY for RESPONSIBLE credit card users. If I had known this when I first opened Discover, although I believe it looks new, I would have gotten myself into trouble.. for sure.

 

Can only hope one day I can get a hooker with my DiscoverMore then I'll REALLY be DISCOVERIN'...

Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: I know how to get FREE CASH (no interest/fees) on Discover!

LOL I already knew about this ;-) and the walmart discover one. Hahaha. These would likely send up red flags to the creditor though! Be careful!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: I know how to get FREE CASH (no interest/fees) on Discover!

i think you should delete the post because most of us know but some may not and they going to abuse it .......................so keep it in small grouo before they take it all back and get some stricted on it.........We are the ppl ruin all the good thing that we can take advance on credit cards.........


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: I know how to get FREE CASH (no interest/fees) on Discover!


distantarray wrote:

i really don't think you should teach people how to squeeze cash out of a credit card, but regardless everyone should know this if they have common sense to think already. For instance use a credit card at 7-11 they ask you if you want cash back. Walmart you can take $100 out but it's still not recommended. The only things you can't buy with cards is usually illegal substances or hookers and that's not very good lol


Smiley Very Happy



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: I know how to get FREE CASH (no interest/fees) on Discover!

Pahahahhahahahahaha then I'll really be "discoverin" hahahahaahahaha lmfao.
Be careful. Mods told me this is a "family friendly" forum. I used curse words too much at first:-/
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Contributor
Posts: 139
Registered: ‎07-31-2012
0

Re: I know how to get FREE CASH (no interest/fees) on Discover!

[ Edited ]

Since you get asked at the checkout if you want cash advance or not I doubt that this isn't well-known. Get asked several times and most people will stop and ask how it works(I know I did after being asked 20+ times..). IMO this is the same as buying that shiny new 3D TV and only people that view CCs as extra spending power instead of a convenience will 'abuse' it, and seeing as the people that might abuse it do it already (but with luxury items/overspending) I don't see how this could magically create a new breed of abusers.

 

At the end of the month if it isn't PIF you will still pay interest on the money as it were a regular purchase (I know that the thread is about 0% APR, but if the money isn't paid by the end of the promo then all interest will be charged). And I also believe that creditors might have a limit to the amount you can take out (like debit cards) or might limit your maximum withdrawal to a specific % of available credit limit.

As of Feb: AAoA 1 year, 10 months
CK TU: 740; Wal-Mart TU FICO: 721
CS EX: 715
8 CCs, 15 total accounts.
Negs on report: 1 30 day late aged 3 years
5 inquiries
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: I know how to get FREE CASH (no interest/fees) on Discover!

No need to delete this post... If you are creditworthy enough to receive a Discover, you prob know not to use Cash Over or Cash Advances often. Also, Discover doesn't have "deferred interest" they simply do not charge interest until the promo perios is over, then it goes to whatever your rate is....
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.