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Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

I know that I supposed to wait....

I have completed my CC apps spree this year without waiting.

 

The 50% bonus when redeem to BoA saving it too much to turn it down. This 50% alone will more than cover the AF, as i will get $150 when redeemed, that covered af for 2 years.

 

I app'd for: BankAmericard Privileges® with Cash Rewards

 

Wait for it....

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Congratulations, your credit card application has been approved with a $7500 credit line! You will receive your credit card within 7 to 10 days and the Welcome Package within 10 to 14 days at the address you provided.

 

They pulled: EX, i'm in TX, confirmed by Amex CreditSecure.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Frequent Contributor
Posts: 323
Registered: ‎02-17-2013
0

Re: I know that I supposed to wait....

Congrats!



Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
Current FICO Score: 2/22/14--EQ 705 | TU 703 | EX 716
Goal Score: 700+


Take the myFICO Fitness Challenge
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: I know that I supposed to wait....


cqdealer711 wrote:

Congrats!


Thanks, I am done with apping for a long time. BoA seems good so far. Anyone know how fast would this card report?

 

Also, would it report a CL or just flexible spending?

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Community Leader
Senior Contributor
Posts: 30,749
Registered: ‎02-07-2013
0

Re: I know that I supposed to wait....

Congrats 

Garden time Smiley Happy

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
New Contributor
Posts: 119
Registered: ‎03-12-2013
0

Re: I know that I supposed to wait....


armbenderc wrote:

cqdealer711 wrote:

Congrats!


Thanks, I am done with apping for a long time. BoA seems good so far. Anyone know how fast would this card report?

 

Also, would it report a CL or just flexible spending?


My Cash Rewards Visa Siggy reports as flexible spending

Moderator
Posts: 27,204
Registered: ‎09-13-2012
0

Re: I know that I supposed to wait....

Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: I know that I supposed to wait....


09Lexie wrote:
Nice CL! Off to the garden for you

Yup. Smiley Surprised

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: I know that I supposed to wait....

@rushx so it would be the same on reporting. My CSP reports CL with notation of flexible spending etc.
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: I know that I supposed to wait....

Bump,

 

So this card won't report a CL correct?

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%

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