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Talked with SBA-disaster loan people. They hard pull EX, only one pull, and only report to CRA if you are late. Ironically, my credit rehab hurt my loan possibilities. Because I can get credit elsewhere I don't qualify for grants and I will have shorter term and higher interest rate.
Well, since a lower score in EX actually gives me a better rate I've decided to go ahead and app for Amex. I'm on road right now but here is my plan:
1. App for zync (if approved then delta) EX pull
2. App for CU products (spoke to them today and got CL bumped to 12k so 6k LOC and 6k MC) 1 EQ pull
3. App for TU card....need suggestions (Walmart, amazon, iTunes, other?) TU pull
4. App for NFCU end of month.
Thoughts
2.
Well, since a lower score in EX actually gives me a better rate I've decided to go ahead and app for Amex. I'm on road right now but here is my plan:
1. App for zync (if approved then delta) EX pull
2. App for CU products (spoke to them today and got CL bumped to 12k so 6k LOC and 6k MC) 1 EQ pull
3. App for TU card....need suggestions (Walmart, amazon, iTunes, other?) TU pull
4. App for NFCU end of month.
Thoughts
2.
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