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USbank is one my fav. also... they continue to offer great for life of balance transfer offers. they don't seem to be bothered if I'm maxed out or not, I pay very large amounts though and I fluctuate from 5% util to 95% util any given month depending what's going on. they also recently gave us 2k cli after I paid the card down to 5% util.
so I have a feeling that I could see even more cli if I paid it off more often!
oh and I'm currently on a 1.9 apr for the whole account for 9 months because "I'm such a valued customer" then back to my 8.9 fixed rate.
My Goal is to have a Penfed card by the end of this year but little by little I am starting to change my goal. I think I will first go for a Penfed and then also apply for the US Bank card. I was only going to apply for 1 card but now it might be 2. I have heard so many great things about this bank, I just might have to forego my 800 club goal and apply LOL.
Decisions decisions, decisions LOL
They are IMHO one of the best banks when it comes to smart, conservative and stable operations and decision making. They are solid and doing well.
In fact, we just had a long discussion on this in another thread here:
http://ficoforums.myfico.com/fico/board/message?message.uid=420550#U420550