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I love shop discover!

Established Contributor

I love shop discover!

Just saved me 5% on $12,500! and I only used my discover card for $7,500 of the purchase.

 

$625 cash back!


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 1 of 23
22 REPLIES
New Contributor

Re: I love shop discover!

congrats on the deal!
wow. I haven't figured out how to use shop discover, yet . And I didnt know you could do partial payment methods online transaction for any online purchase,let alone shop discover.
Trying to garden again: Myfico Experian: 621, Myfico Equifax : 613, MyFico transunion: 639
Goal : 780

Message 2 of 23
Established Contributor

Re: I love shop discover!


NJTurnpike wrote:

Just saved me 5% on $12,500! and I only used my discover card for $7,500 of the purchase.

 

$625 cash back!


Hey Awesome cash back!  Quick question. Do you also get the regular 1% plus the extra 5% on purchases, was thinking the shop discover percentage was in addition to the regular cash back. Am I assuming right?


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Message 3 of 23
Senior Contributor

Re: I love shop discover!

Well, that's a nice little chunk of change.Smiley Wink

Message 4 of 23
Established Contributor

Re: I love shop discover!

The reps at Discover either don't know or don''t share that partial payments through shop discover still give full cashback.

 

Additionally, you're correct, I did get 1% CB on the $7500 I used on the Discover card. so that's another $75 I forgot to mention!


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 5 of 23
Contributor

Re: I love shop discover!

FYI on Sears purchases, its 10% + regular 1% thru tomorrow.  Also, a nice trick on Sears is to go on the gift card resell sites and buy Sears, Kmart or Lands End (they all the same company) gift cards at close to a 10% discount (pay for gift cards with a 2% cashback card to make it 12% xtra).  Then pay thru the shopdiscover portal with the gift cards.  You still get the full cash back.  Have done it several times, but always leave a little $5-$25 balance to charge to the discover after applying the gift cards.  Ordered a TV today, that added up to 23% off.  You will get an email from discover about 8pm Central Time on the 2nd day after purchase confirming additional cash back earned.



CHASE FREEDOM 30K; CITI PREMIER 12.9K; CITIAA 8.2K; DISCOVER 16.5K; BOFA 35K; CABELA 10K; ARRIVAL 22.5K; USAA 3K; CSP 20K; PenFed 5K
Message 6 of 23
Established Contributor

Re: I love shop discover!


NJTurnpike wrote:

The reps at Discover either don't know or don''t share that partial payments through shop discover still give full cashback.

 

Additionally, you're correct, I did get 1% CB on the $7500 I used on the Discover card. so that's another $75 I forgot to mention!


That's freakin awesome that you get the cash back on the full amount of purchase even though part of the payment was from another source. Smiley Very Happy


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Message 7 of 23
Established Contributor

Re: I love shop discover!


cottontop wrote:

FYI on Sears purchases, its 10% + regular 1% thru tomorrow.  Also, a nice trick on Sears is to go on the gift card resell sites and buy Sears, Kmart or Lands End (they all the same company) gift cards at close to a 10% discount (pay for gift cards with a 2% cashback card to make it 12% xtra).  Then pay thru the shopdiscover portal with the gift cards.  You still get the full cash back.  Have done it several times, but always leave a little $5-$25 balance to charge to the discover after applying the gift cards.  Ordered a TV today, that added up to 23% off.  You will get an email from discover about 8pm Central Time on the 2nd day after purchase confirming additional cash back earned.


If you had waited until October to buy your TV when Category purchases made it 5% cash back for Department Store (Sears) shopping, you would have gotten even more Cash back. hahaha Smiley Very Happy


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 8 of 23
Contributor

Re: I love shop discover!

Dang, that's rightSmiley Surprised...... But I guess it was just 22% anyway, because the regular 1% would just show up on the token discover charge.



CHASE FREEDOM 30K; CITI PREMIER 12.9K; CITIAA 8.2K; DISCOVER 16.5K; BOFA 35K; CABELA 10K; ARRIVAL 22.5K; USAA 3K; CSP 20K; PenFed 5K
Message 9 of 23
Established Contributor

Re: I love shop discover!

Did you apply for the Shop Your Way Rewards too? that's $1 savings for every 1000 pts, and points are earned in multiples sometimes.

 

So if you say buy all your new appliances through Sears, you could save a boat load of money combining Shop Discover, Sears GC and Shoop Your Way Rewards! Smiley Very Happy


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 10 of 23