Reply
Contributor
Posts: 88
Registered: ‎03-16-2012
0

Re: I love shop discover!

Sure do, and a lot of the time they are running 5-15% back in Sears points, and yes, they do stack with shopdiscover,giftcards.  In fact that TV qualified for 15% back in sears points, making it over 35% off, but I didn't count that because you actually have to make another purchase to use sears points.  But another interesting fact, I redeemed $100 in Sears points for a pair of shoes, went thru the shopdiscover portal to sign in and make transaction, paid no money, credit or gift card, and got 5% discover cash back on a Sears Points Redemption!



CHASE FREEDOM 30K; CITI PREMIER 12.9K; CITIAA 6.2K; DUCK 20K; AMEX BCP 1K; DISCOVER 13K; BOFA 20K; USAIR 10K; CABELA 10K; ARRIVAL 12.5K; USAA 12K; CSP 20K; PenFed 5K
Established Contributor
Posts: 885
Registered: ‎09-10-2010
0

Re: I love shop discover!

Wow, nice valuable info.  I shall pay more attention to shop discover before buying elsewhere


TU712, EQ 742 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 11-21-14































Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: I love shop discover!


cottontop wrote:

FYI on Sears purchases, its 10% + regular 1% thru tomorrow.  Also, a nice trick on Sears is to go on the gift card resell sites and buy Sears, Kmart or Lands End (they all the same company) gift cards at close to a 10% discount (pay for gift cards with a 2% cashback card to make it 12% xtra).  Then pay thru the shopdiscover portal with the gift cards.  You still get the full cash back.  Have done it several times, but always leave a little $5-$25 balance to charge to the discover after applying the gift cards.  Ordered a TV today, that added up to 23% off.  You will get an email from discover about 8pm Central Time on the 2nd day after purchase confirming additional cash back earned.


Wait i thought on Shopdiscover you need to charge a full amount on your credit card to be able to get a full cash back.

Example you buy $200 gift card elsewhere then go through SHOPDISCOVER buy a TV for $600. Then you only get 10% cash back from 600-200= 400 (10%) from there right ?? Am i missing something guys ??


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Contributor
Posts: 88
Registered: ‎03-16-2012
0

Re: I love shop discover!

On Sears, for some reason, they pay discover cashback on the full amount, even if its rewards points, gift cards, or a completely different credit card, ie Chase. I haven't tried such methods for discover cash back on other retailers, but for Sears, it works.


CHASE FREEDOM 30K; CITI PREMIER 12.9K; CITIAA 6.2K; DUCK 20K; AMEX BCP 1K; DISCOVER 13K; BOFA 20K; USAIR 10K; CABELA 10K; ARRIVAL 12.5K; USAA 12K; CSP 20K; PenFed 5K
Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: I love shop discover!


cottontop wrote:
On Sears, for some reason, they pay discover cashback on the full amount, even if its rewards points, gift cards, or a completely different credit card, ie Chase. I haven't tried such methods for discover cash back on other retailers, but for Sears, it works.

Really ???woowww it's a lot of cash back you earned there.......one thing i know Sears taking Discover payment.....they probably partner to doing such thing.......i guess i gotta move all my shopping to sears :smileyvery-happy:


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Contributor
Posts: 88
Registered: ‎03-16-2012
0

Re: I love shop discover!

Google this for more details: FrequentMiler Laboratory


CHASE FREEDOM 30K; CITI PREMIER 12.9K; CITIAA 6.2K; DUCK 20K; AMEX BCP 1K; DISCOVER 13K; BOFA 20K; USAIR 10K; CABELA 10K; ARRIVAL 12.5K; USAA 12K; CSP 20K; PenFed 5K
Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
0

Re: I love shop discover!

I better get on the ball with you guys!! 

 

I haven't quite looked into all of this but I will now.  Thanks for all of the info!!!


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: I love shop discover!

Be careful someone getting to greedy and they going to shut down their CC products ;-(

 


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Contributor
Posts: 88
Registered: ‎03-16-2012
0

Re: I love shop discover!

I pretty sure this is a Sears loophole, not discover. Similar experiences reported on UR Mall and other portals. Besides, spending $75 to make $25, just for the heck of it, is stupid


CHASE FREEDOM 30K; CITI PREMIER 12.9K; CITIAA 6.2K; DUCK 20K; AMEX BCP 1K; DISCOVER 13K; BOFA 20K; USAIR 10K; CABELA 10K; ARRIVAL 12.5K; USAA 12K; CSP 20K; PenFed 5K
Frequent Contributor
Posts: 259
Registered: ‎04-16-2012
0

Re: I love shop discover!

Lol this reminds me of the time Amex gave me 3-5x pts(cant remember exactly) on the full amount of my apple laptop that I only paid 87$ on my Zync towards. I asked if it was a mistake and they said nope. Lol
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.