01-21-2013 03:41 PM
I consider myself to be pretty savvy regarding credit cards and credit rewards. I must say that I have picked up new tips and information that has helped me increase my available credit and earn even better rewards. Thanks to all for the tips, keep them coming!
I also want to say I respect the folks that speak eloquently to defend their views, even if they differ from my own, without being condescending or rude. I have added this forum to my list of websites that I check at least once a day.
01-21-2013 04:58 PM
FutureBillionaire wrote:I consider myself to be pretty savvy regarding credit cards and credit rewards. I must say that I have picked up new tips and information that has helped me increase my available credit and earn even better rewards. Thanks to all for the tips, keep them coming!
I also want to say I respect the folks that speak eloquently to defend their views, even if they differ from my own, without being condescending or rude. I have added this forum to my list of websites that I check at least once a day.
Yup I
myFICO.com as well! Wouldnt have gotten this for CC advice without them!
01-21-2013 06:45 PM
I think I would have significantly fewer INQs on my reports had I never discovered myFICO. I would agree, it is a great site and group of people.
01-21-2013 07:01 PM
Dustink wrote:I think I would have significantly fewer INQs on my reports had I never discovered myFICO. I would agree, it is a great site and group of people.
Double-edged sword.
I agree, but had I not found this site, I wouldn't have the wallet that I have now in such a short period of time.
Starting Score: TU:650 - EQ: 67201-21-2013 07:42 PM
I agree that I have learned so much from all of you. I am not a newbie to credit by far but it seems some things I has been doing for years were not helpful at all! I never knew about backdoor numbers or asking for CLI's...and recon? What's that?!
Thank you - I can't stop checking this website! ![]()
01-21-2013 07:45 PM
01-21-2013 07:48 PM
Same here. I have learned -- and am still learning (as well as enjoying the 4700 of unsecured available credit that I would have never had without this site).
01-21-2013 08:11 PM
aww well the forum loves you too haha...yes I have greatly benefited from this site as well as the great people here.....Im to the point now when I talk about this place to everyone am surprised if the have never heard of it.
01-21-2013 10:00 PM

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
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