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I'm DONE with AMEX - Cancelled My Zync w/PSL

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Creditaddict
Legendary Contributor

Re: I'm DONE with AMEX - Cancelled My Zync w/PSL

You only don't get the sign up bonus if you have had that same card and got a bonus.

and besides taking the INQ, the account would age back, so this would be a worth while app to do now and get the amex again that you want vs. nothing until 2014.

Message 11 of 13
jamesdwi
Valued Contributor

Re: I'm DONE with AMEX - Cancelled My Zync w/PSL

Wait till January, find the best signing bonus you can and benefit from back dating to 1/2012.. for two years of goodness plus the signing bonus.

 


@GoodCreditIsMyGoal wrote:

As you may remember, I attempted as many others to PC my Zync with a PSL last month and was unsuccessful.  Someone mentioned that the Zync had to have 13 months history and mine only had 12 months, so I said I would wait and try again after my 13 month's billing cycle closed.  It did and yet again I was denied a PC.  BEYOND fustrated.  The CS Rep told me that only Zync's witth NPSL are being PC and I know that's not true. She said mine card had no offer to PC.  So I asked her is there ANY chance that this card will ever GROW with me AT ALL....will the PSL EVER be lifted, will I EVER be able to PC...she said she could not say.  So I had her cancel the card and refund my $25 Annual Fee. 

 

I have NO baddies, PERFECT payment history,  Utl is now low....  I'm actually in an even better spot credit wise than when I was approved for the darn Zync 13 months ago!!!  I don't get why I'm not qualifying for a PC from AMEX.  That phone conversation with the AMEX CS brought back soooo many bad memories when back in the day I could not qualify for crap!  Oh well, such is life..you win some..you lose some.  Time to move on.Smiley Wink




Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 12 of 13
LS2982
Mega Contributor

Re: I'm DONE with AMEX - Cancelled My Zync w/PSL


@Creditaddict wrote:

You only don't get the sign up bonus if you have had that same card and got a bonus.

and besides taking the INQ, the account would age back, so this would be a worth while app to do now and get the amex again that you want vs. nothing until 2014.


Ooohhh thanks!!! Smiley Happy




EQ FICO 548 3/3/16
Message 13 of 13
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