@heyitsyeh wrote:Definitely be aggresive in acquiring tradelines throughout (like apping every 6 months), so you don't have to worry about inquiries when it comes time to actually get a big loan (car, mortgage). Try to get a foot into each of the big banks, they all have very decent offerings, no annual fee, for a well-rounded portfolio. Example:
Discover: IT (which you already have)
Chase: Freedom
Citi: DoubleCash
Bank of America: Better Balance Rewards
Barclaycard: Sallie Mae
Amex: ED (which you already have)
I have no regrets with my situation, having started my credit at age 18 as well and stopped at 7 credit lines. But I often think about if I had gotten my 3rd card sooner than age 21 and Amex sooner than age 23.
Those are great suggestions and advice!!!
