@sbeasl11 wrote:
Thanks for the responses.
Will NFCU pull TU again when I app, since that's who they pulled for membership?
Also, which card should I apply for??
Yes, the baddies are from a couple of charged off cards. Those turned into additional collection accounts.
I hear CapOne is very hard to GW.
Any other votes for waiting or apping now? I want to apply now, but I know my score will go back up about 15-20 points next month...
What is a few more weeks. Those extra points might yield a higher credit limit and lower APR. I would wait .
100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050