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Established Contributor
migliogiorni
Posts: 585
Registered: ‎06-27-2012

Re: I'm at Kohl's, should I apply?

OH THE SUSPENSE LOL... *FINGERS CROSSED*

 

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Established Contributor
BearsAndTurtlesRtheBest
Posts: 1,045
Registered: ‎10-02-2012

Re: I'm at Kohl's, should I apply?

My wife was approved back in Nov. 2009 with a 800 CL their perks are pretty good. Its an iffy one beacuse Cap1 is a weird bank when it comes to credit.

Im a 18 yr old in high school with no annual income that loves learning new things about credit. I pulled my FIRST Experian Score from Quizzle.com (on 2-9-13). Quizzle.com was the only site that was able to find my credit report, the rest required more information in order to do so since I lack public records. I'll update on the cards I am currently as an AU because some haven't reported yet. I don't own any cards under my name since I don't have an annual income to include when applying. Im super EXCITED!! MyFico.com is awesome!!!
Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012

Re: I'm at Kohl's, should I apply?

well your paying for the stuff anyways. might as well go for it... 

 

the bad thing would be if you gor approved but not enough for the purchases... dooooough!

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
New Contributor
pinoyscorpion951
Posts: 51
Registered: ‎09-03-2012

Re: I'm at Kohl's, should I apply?

Palms sweating. Wife just found 30 dollars more in Kohls cash hidden in a pocket inside her purse. Still valid. Just confirmed with an associate that we can stack all of them with the 30 percent. That makes 50 dollars worth of Kohls cash for this transaction. I'm next in line.
Established Contributor
BearsAndTurtlesRtheBest
Posts: 1,045
Registered: ‎10-02-2012

Re: I'm at Kohl's, should I apply?

what happened!?!?!?!?!?! ahhhhhh so nerve wrecking

Im a 18 yr old in high school with no annual income that loves learning new things about credit. I pulled my FIRST Experian Score from Quizzle.com (on 2-9-13). Quizzle.com was the only site that was able to find my credit report, the rest required more information in order to do so since I lack public records. I'll update on the cards I am currently as an AU because some haven't reported yet. I don't own any cards under my name since I don't have an annual income to include when applying. Im super EXCITED!! MyFico.com is awesome!!!
Established Member
Elcid89
Posts: 354
Registered: ‎10-04-2012

Re: I'm at Kohl's, should I apply?

Unless I am mistaken (and this is possible) Kohl's still handles the underwriting decisions for these cards. CO just acts as a funder and servicer.

FICO scores: 819 (EQ) 815 (EX) 803 (TU)

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Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012

Re: I'm at Kohl's, should I apply?


Elcid89 wrote:

Unless I am mistaken (and this is possible) Kohl's still handles the underwriting decisions for these cards. CO just acts as a funder and servicer.


+2 c1 is just a funder... 

 

and suspense is killing us... 

this thread is better then the story time one... 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
New Contributor
pinoyscorpion951
Posts: 51
Registered: ‎09-03-2012

Re: I'm at Kohl's, should I apply?

O.... M..... G!!!!! Here are the facts. 13 months post bk. Numerous new accounts opened in the last 6 months. Lost of credit repair post bk and FINALLY after the 5th try. "Congratulations sir, you've been approved for a Kohls credit card!" Starting credit limit......... 800 dollars! Hahaha! Thank you Kohls and thanks everyone for sharing in this moment!
Established Contributor
BearsAndTurtlesRtheBest
Posts: 1,045
Registered: ‎10-02-2012

Re: I'm at Kohl's, should I apply?

party at my house!!!!!!!! lol congrats!!!!!

Im a 18 yr old in high school with no annual income that loves learning new things about credit. I pulled my FIRST Experian Score from Quizzle.com (on 2-9-13). Quizzle.com was the only site that was able to find my credit report, the rest required more information in order to do so since I lack public records. I'll update on the cards I am currently as an AU because some haven't reported yet. I don't own any cards under my name since I don't have an annual income to include when applying. Im super EXCITED!! MyFico.com is awesome!!!
Valued Contributor
afbar1114
Posts: 2,174
Registered: ‎01-09-2012

Re: I'm at Kohl's, should I apply?

Congrats

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
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