Reply
Established Contributor
migliogiorni
Posts: 657
Registered: ‎06-27-2012
0

Re: I'm at Kohl's, should I apply?

OH THE SUSPENSE LOL... *FINGERS CROSSED*

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Senior Contributor
BearsAndTurtlesRtheBest
Posts: 3,577
Registered: ‎10-02-2012
0

Re: I'm at Kohl's, should I apply?

My wife was approved back in Nov. 2009 with a 800 CL their perks are pretty good. Its an iffy one beacuse Cap1 is a weird bank when it comes to credit.

$1,000$600 "Two credit cards is all I need"
EX FICO---, EQ FICO---, TU FICO 603, No Delinquencies of any Sort, Gardening Since 10-05-14
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: I'm at Kohl's, should I apply?

well your paying for the stuff anyways. might as well go for it... 

 

the bad thing would be if you gor approved but not enough for the purchases... dooooough!

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
New Contributor
pinoyscorpion951
Posts: 61
Registered: ‎09-03-2012
0

Re: I'm at Kohl's, should I apply?

Palms sweating. Wife just found 30 dollars more in Kohls cash hidden in a pocket inside her purse. Still valid. Just confirmed with an associate that we can stack all of them with the 30 percent. That makes 50 dollars worth of Kohls cash for this transaction. I'm next in line.
Senior Contributor
BearsAndTurtlesRtheBest
Posts: 3,577
Registered: ‎10-02-2012
0

Re: I'm at Kohl's, should I apply?

what happened!?!?!?!?!?! ahhhhhh so nerve wrecking

$1,000$600 "Two credit cards is all I need"
EX FICO---, EQ FICO---, TU FICO 603, No Delinquencies of any Sort, Gardening Since 10-05-14
New Contributor
Elcid89
Posts: 567
Registered: ‎10-04-2012
0

Re: I'm at Kohl's, should I apply?

Unless I am mistaken (and this is possible) Kohl's still handles the underwriting decisions for these cards. CO just acts as a funder and servicer.

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k

Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: I'm at Kohl's, should I apply?


Elcid89 wrote:

Unless I am mistaken (and this is possible) Kohl's still handles the underwriting decisions for these cards. CO just acts as a funder and servicer.


+2 c1 is just a funder... 

 

and suspense is killing us... 

this thread is better then the story time one... 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
New Contributor
pinoyscorpion951
Posts: 61
Registered: ‎09-03-2012
0

Re: I'm at Kohl's, should I apply?

O.... M..... G!!!!! Here are the facts. 13 months post bk. Numerous new accounts opened in the last 6 months. Lost of credit repair post bk and FINALLY after the 5th try. "Congratulations sir, you've been approved for a Kohls credit card!" Starting credit limit......... 800 dollars! Hahaha! Thank you Kohls and thanks everyone for sharing in this moment!
Senior Contributor
BearsAndTurtlesRtheBest
Posts: 3,577
Registered: ‎10-02-2012
0

Re: I'm at Kohl's, should I apply?

party at my house!!!!!!!! lol congrats!!!!!

$1,000$600 "Two credit cards is all I need"
EX FICO---, EQ FICO---, TU FICO 603, No Delinquencies of any Sort, Gardening Since 10-05-14
Valued Contributor
afbar1114
Posts: 2,179
Registered: ‎01-09-2012
0

Re: I'm at Kohl's, should I apply?

Congrats

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}