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I'm at Kohl's, should I apply?

Established Contributor

Re: I'm at Kohl's, should I apply?

OH THE SUSPENSE LOL... *FINGERS CROSSED*

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 11 of 44
Senior Contributor

Re: I'm at Kohl's, should I apply?

My wife was approved back in Nov. 2009 with a 800 CL their perks are pretty good. Its an iffy one beacuse Cap1 is a weird bank when it comes to credit.

Discharged on 7/11/16
Gardening Since 12/01/2017
Message 12 of 44
Valued Contributor

Re: I'm at Kohl's, should I apply?

well your paying for the stuff anyways. might as well go for it... 

 

the bad thing would be if you gor approved but not enough for the purchases... dooooough!

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 13 of 44
New Contributor

Re: I'm at Kohl's, should I apply?

Palms sweating. Wife just found 30 dollars more in Kohls cash hidden in a pocket inside her purse. Still valid. Just confirmed with an associate that we can stack all of them with the 30 percent. That makes 50 dollars worth of Kohls cash for this transaction. I'm next in line.
Message 14 of 44
Senior Contributor

Re: I'm at Kohl's, should I apply?

what happened!?!?!?!?!?! ahhhhhh so nerve wrecking

Discharged on 7/11/16
Gardening Since 12/01/2017
Message 15 of 44
Contributor

Re: I'm at Kohl's, should I apply?

Unless I am mistaken (and this is possible) Kohl's still handles the underwriting decisions for these cards. CO just acts as a funder and servicer.

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k

Message 16 of 44
Valued Contributor

Re: I'm at Kohl's, should I apply?


Elcid89 wrote:

Unless I am mistaken (and this is possible) Kohl's still handles the underwriting decisions for these cards. CO just acts as a funder and servicer.


+2 c1 is just a funder... 

 

and suspense is killing us... 

this thread is better then the story time one... 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 17 of 44
New Contributor

Re: I'm at Kohl's, should I apply?

O.... M..... G!!!!! Here are the facts. 13 months post bk. Numerous new accounts opened in the last 6 months. Lost of credit repair post bk and FINALLY after the 5th try. "Congratulations sir, you've been approved for a Kohls credit card!" Starting credit limit......... 800 dollars! Hahaha! Thank you Kohls and thanks everyone for sharing in this moment!
Message 18 of 44
Senior Contributor

Re: I'm at Kohl's, should I apply?

party at my house!!!!!!!! lol congrats!!!!!

Discharged on 7/11/16
Gardening Since 12/01/2017
Message 19 of 44
Valued Contributor

Re: I'm at Kohl's, should I apply?

Congrats

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 20 of 44