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I'm debt free as of today. I just paid off a $2000 balance on my US Bank Platinum credit card. The largest amount of debt I've ever owed totaled around $42K in the summer of 2007. During that time, BofA dropped my credit line from $12700 to $1500. I worked very hard over the last three years to pay off my credit card debt. I still have small balances on a few cards, but they will be paid off this month.
I have a decent emergency fund in the bank and I'm not sure what to do next with my money. Maybe it is time to start investing.
That's phenomenal, really nice work...time to start investing wisely, hope to join you there soon!!
That's great to hear. I also hope to join you there in a few years.
From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work
Fabulous job! I'm sure it was a lot of determination but; mission accomplished!!!
My congrats. I know how that is. I was debt free from credit cards and school loans a few years ago and it felt great.
@techman2008 wrote:My congrats. I know how that is. I was debt free from credit cards and school loans a few years ago and it felt great.
I imagine it still does
Keep it up!
@bakalao2k wrote:I'm debt free as of today. I just paid off a $2000 balance on my US Bank Platinum credit card. The largest amount of debt I've ever owed totaled around $42K in the summer of 2007. During that time, BofA dropped my credit line from $12700 to $1500. I worked very hard over the last three years to pay off my credit card debt. I still have small balances on a few cards, but they will be paid off this month.
I have a decent emergency fund in the bank and I'm not sure what to do next with my money. Maybe it is time to start investing.
Great job! Welcome to the rest of your life.
Congrats. Start a retirement fund?
@MidnightVoice wrote:Congrats. Start a retirement fund?
I already have a 401(k) thru work. I'm looking into opening up a Roth IRA very soon.
Thank you for sharing your great work. Congratulations! Save as much you can for rainy days.
I do not have any retirement plan nor savings. I am trying to set a side as much as I can even with $1/mo for my cremation and my ashes to the ocean. I hope I can save enough, then my children (two) does not need to pay for it.