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Established Contributor
Uniqua
Posts: 683
Registered: ‎04-05-2008
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Re: I'm giving up...and i couldn't be more upset about it

 


jdxprs1 wrote:

you keep the cards, preferably with a very small balance on them. dont include them in bk and dont tell them you are filing.


This may not work.  The creditors may find out about the BK anyway and close you out regardless.  You can't control which CCs stay open.  Although this "may" work, I wouldn't count on it. 

 


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Senior Contributor
O6
Posts: 3,626
Registered: ‎10-13-2009
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Re: I'm giving up...and i couldn't be more upset about it

[ Edited ]

jdxprs1 wrote:

you keep the cards, preferably with a very small balance on them. dont include them in bk and dont tell them you are filing.


 

Very bad idea.

 

Not only does it border on perjury / bankruptcy fraud, but it can result in successful objections to discharge.

 

IAALBNYL
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Registered: ‎03-12-2007
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Re: I'm giving up...and i couldn't be more upset about it

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