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I'm going to get a new Credit One credit card!

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hutchj
Frequent Contributor

Re: I'm going to get a new Credit One credit card!


@john398 wrote:

@recordaras wrote:

Did you happen to check their online preapprovals recently? There was a link on here a couple of days ago about getting a free FAKO score when checking whether they have anything for you.

By the way they said that I wasn't worthy of any of their great products. Smiley Sad Feeling very jealous right now, after all those perks you mentioned!


No but I did use http://www.creditcards.com/


That site actually offered me some great cards. The 3 exclusive offers I had were all AMEX cards. One was the Delta Skymiles & it said I'd earn 25K in points with my first purchase. That was really tempting, but I'm garden bound.

AMEX BCE: 5k; Barclay Apple: 2.5k; BoA CB: 3k; BoA BBR 4.2k; BoA Travel: 8k; Chase Sapphire: 5k; Chase Freedom: 6k; Citi Diamond: 3k; Discover IT: 9k

June 2013 FICOs: TU: 763; EX: 754; EQ: 764 (was 747 9/2012). Last app 2/20/2014 Garden until 3/2015
Message 11 of 18
codimom
Frequent Contributor

Re: I'm going to get a new Credit One credit card!


@noober0x wrote:

I can't believe it!  I actually got a Credit One card offer in the mail today!

 

A $300 limit, sweet!

29.90% APR!  Unbelievable!

$99 annual fee but only $75 the first year!  Amazing!

ONLY $19 a year if I want to add my girlfriend on to this fantastic card!

8% cash advance fees!  How could I say no?

They charge interest on your purchases the day your purchase posts!  Fantastic!

 

I'm going to come out of the garden and apply for this card right now!  I'm so excited!

 

(Seriously....  How are these guys still in business?)


sarcasm is strong with this one Smiley Happy 

Back in the garden!
App free since 23Oct2012 reset to 27Aug13 and reset again 4nov13
Message 12 of 18
GatorGuy
Valued Contributor

Re: I'm going to get a new Credit One credit card!


@navigatethis12 wrote:

@recordaras wrote:

Did you happen to check their online preapprovals recently? There was a link on here a couple of days ago about getting a free FAKO score when checking whether they have anything for you.

By the way they said that I wasn't worthy of any of their great products. Smiley Sad Feeling very jealous right now, after all those perks you mentioned!


Don't feel bad. I did it just to see and have been getting declined from them since January. I have excellent credit, so I find it funny that a company like this says I am not qualified for them.


Why are you applying for Credit One if you have excellent credit?

Message 13 of 18
starry1
Valued Contributor

Re: I'm going to get a new Credit One credit card!

 


@john398 wrote:

wow only $300 my offer was for up to $1500 but went in the trash, I do like how it says on the envelope, from Las Vegas NV, guess its a gamble


Isn't Credit One owned by Midland, or have the same parent company or something?  I'm not surprised their mail is from Vegas then.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 14 of 18
closschumacher
New Member

Re: I'm going to get a new Credit One credit card!

I was one of those people who submitted an application for it, thought i was going to get somewhere between 750-900 limit, only got 300. 7 months later, applied for discover it, got that with 1k limit, closed out my credit one with FAR better rates and fees anyway. 6 month starter cards can be a killer.... not twice though.

My Wallet:
Wal-Mart Credit Card: $2500 (opened 10/2010) Wal-Mart Discover: $1500 (opened 3/2013) Southwest RR: $5000 (opened 2/2013)
Citi Diamond Preferred: $1400 (opened 2/2013) Capital One Business Spark: $500 (opened 6/2013) PayPal Smart Connect: $3000 (opened 12/2010) Discover IT: $1000 (opened 2/2013) Woodforest Bank: $1500 (opened 3/2013) Wells Fargo Cash Back: $1000 (opened 3/2013)
Message 15 of 18
OptimalCS
Frequent Contributor

Re: I'm going to get a new Credit One credit card!


@noober0x wrote:

I can't believe it!  I actually got a Credit One card offer in the mail today!

 

A $300 limit, sweet!

29.90% APR!  Unbelievable!

$99 annual fee but only $75 the first year!  Amazing!

ONLY $19 a year if I want to add my girlfriend on to this fantastic card!

8% cash advance fees!  How could I say no?

They charge interest on your purchases the day your purchase posts!  Fantastic!

 

I'm going to come out of the garden and apply for this card right now!  I'm so excited!

 

(Seriously....  How are these guys still in business?)


 

Ah! Credit One. My first love. She abused me emotionally and mentally. 11 years later I'm alive to tell the tale.

 

They gave me my first tradeline. Heart

 

I'm that girl with the black eye who still have a soft spot for that abusive ex. Smiley Very Happy

"Wisdom is the principal thing..."
Message 16 of 18
closschumacher
New Member

Re: I'm going to get a new Credit One credit card!

you poor soul. Mine was First Primier Bank Card.....

My Wallet:
Wal-Mart Credit Card: $2500 (opened 10/2010) Wal-Mart Discover: $1500 (opened 3/2013) Southwest RR: $5000 (opened 2/2013)
Citi Diamond Preferred: $1400 (opened 2/2013) Capital One Business Spark: $500 (opened 6/2013) PayPal Smart Connect: $3000 (opened 12/2010) Discover IT: $1000 (opened 2/2013) Woodforest Bank: $1500 (opened 3/2013) Wells Fargo Cash Back: $1000 (opened 3/2013)
Message 17 of 18
OptimalCS
Frequent Contributor

Re: I'm going to get a new Credit One credit card!

I had a fling with FP as well.

 

Boy, I sure know how to pick them Smiley Very Happy

"Wisdom is the principal thing..."
Message 18 of 18
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