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Mega Contributor
Creditaddict
Posts: 19,521
Registered: ‎10-23-2007

Re: I'm in Heaven

buying the van in feb. will be fine for buying house in late fall as long as the debt ratio does not push you over
Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 40 Cards in between :smileytongue:
Regular Contributor
RichRaven
Posts: 239
Registered: ‎08-30-2007
0

Re: I'm in Heaven

  I ask all here to read this entire post and offer any advice you can to help us move forward in our quest. I know it may take time because of my many questions regarding this thread but I know it will help other in simular situations. I'll be writing a book soon detailing life and so forth and I'll use the many quotes here and on other posts to help others. I just ask that you learn from my experiences and help others learn from my mistakes. Remember ...."each one teach one"...Remember.

Starting Score: 721
Current Score: 799
Goal Score: 800


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Regular Contributor
RichRaven
Posts: 239
Registered: ‎08-30-2007
0

Re: I'm in Heaven

This will be my last post in this particular thread because it's finally run it's course and my goals have been accomplished. My equifax score here is a solid 740 and I've never been late on any of my bills. My credit is as follows:

 

1. BofA           $7500 limit 0 balance

2. Chase         $4000 limit 240 balance

3. Discover      $6000 limit 0 balance

 

4. Closed Capital One 0 balance ..closed by me

5. Closed Orchard 0 balance closed by me....they were terrible

 

6. Open auto loan high 18200 balance 16000.

 

And we are basically approved for our home and we hope to close by early Dec.

 

Thank you all for your help and I'll continue to help others as you've helped me. It feels great to finally accomplish my goals.

 


Starting Score: 721
Current Score: 799
Goal Score: 800


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Valued Contributor
IOBA
Posts: 2,659
Registered: ‎08-13-2009
0

Re: I'm in Heaven

Congratulations!  :smileyhappy:

 

Don't be a stranger on these boards! 


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