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I'm kinda in love with Capital One right now!!

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Valued Contributor

Re: I'm kinda in love with Capital One right now!!


AwwwYeee wrote:

First of, I'm rebuilding my credit from stupid mistakes as a kid. I've had a secured card with them for about 6 months now. About 3-4 weeks ago I was approved for a Journey card and QuicksilverOne card.  With low limits Journey was $500 and QS1 $300.  I asked for a CLI when I first got them. They only increased my Journey by $100 but nothing for the QS1.  I read alot of ppl getting success through facebook.  So I chatted with them last thursday and someone gave me a call, they couldnt do any increases cause theyre both new accounts.  I asked if i could PC any of them to a travel card, so they said we'll call you back to see what they can do.  Today some nice lady called me and said "Were able to convert your Journey to a VentureOne Visa Platinum card!!" I'm so stoked since you need excellent credit for that and I'm nowhere near excellent credit.  I asked if i can still get the sign up bonus but she said she cant since its a product change and not a new account. But said she was gonna give me 5000 courtesy miles!! I'll take it.  Hopefully I can ask someone else to give me the bonus miles plus a credit limit increase since can't really do anything with a $600 limit.  Thanks to this forum I never thought I'd be able to get credit again but reading everyones stories gave me confidence again!


Congrats on your success Smiley Happy WTG

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
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