Reply
Valued Contributor
-Wade-
Posts: 12,580
Registered: ‎08-13-2013
0

Re: I'm kinda in love with Capital One right now!!


AwwwYeee wrote:

First of, I'm rebuilding my credit from stupid mistakes as a kid. I've had a secured card with them for about 6 months now. About 3-4 weeks ago I was approved for a Journey card and QuicksilverOne card.  With low limits Journey was $500 and QS1 $300.  I asked for a CLI when I first got them. They only increased my Journey by $100 but nothing for the QS1.  I read alot of ppl getting success through facebook.  So I chatted with them last thursday and someone gave me a call, they couldnt do any increases cause theyre both new accounts.  I asked if i could PC any of them to a travel card, so they said we'll call you back to see what they can do.  Today some nice lady called me and said "Were able to convert your Journey to a VentureOne Visa Platinum card!!" I'm so stoked since you need excellent credit for that and I'm nowhere near excellent credit.  I asked if i can still get the sign up bonus but she said she cant since its a product change and not a new account. But said she was gonna give me 5000 courtesy miles!! I'll take it.  Hopefully I can ask someone else to give me the bonus miles plus a credit limit increase since can't really do anything with a $600 limit.  Thanks to this forum I never thought I'd be able to get credit again but reading everyones stories gave me confidence again!


Congrats on your success :smileyhappy: WTG

Old user name newportguy*** Current Score: myFico EQ - 806 (04/04/2014) Discover TU Fico - 813 (09/02/2014) myFico EX - 804 ( 07/08/2014 ) ******* Amex - BCP 10 K * Discover - IT 10.5 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ****** FICO 800 Club Member ******* EQ 806 *** TU 813 *** EX 804 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}