I'm off the AMEX blacklist!!! Yay! They teasing me!

[Billybob_TX]

I got approved 5 years post BK. A few get in sooner, but very rarely.

[Membersince2013]

Got the same exact email. I have a PRG. Not to piss on your parade but I won't put much worth into the email.

[Anomalous]

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@pizza1 wrote:
I know I'm off the blacklist for sure because as a test I applied for Costco like 6 months ago and I'll damn if I didn't get a HP on EX with a denial leter lol'

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Same thing happened to me back in October. When the second offer for the ED card came in the mail I decided to apply to see what would happen. I was shot down for my credit score. The only reason listed on the denial letter. Got an alert from MyFico for the inquiry. I'm in the garden to get my scores up and try again this fall. I had a CO with them back in 2001 due to job loss. There is hope! 

[pizza1]

Well I just thought for a fleeting second I might be catching their eye, but a sore eye!! Lol... (Bk)... Someday I'll have the card again.. In 5 yrs hopefully with some nice backdating it was just nice to see an email from a prime lender. Haven't seen that in many years.

[1GaDawg85]

I got the email as well....it was a nice thought but not one I plan on taking a gamble on 

[Imperfectfuture]

I feel so unloved, no email for moi.

[1GaDawg85]

I wish I knew if they would over look my BK even though it's just shy of 3 years

[TRC_WA]

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@pizza1 wrote:
It's not a preapproval. It's just marketing like Nixon said, an "invitation to apply". Amex isn't bK friendly till like 7-10 yrs post discharge, I'm only 1 1/2 yrs lol!
Regardless.... I was happy to see it!!

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In my case 1 year 7 months post discharge... 5 years 8 months post filing...

Ch 13 of course.

[907grown]

I got the email yesterday and haven't had the green card for even one month.... The tease is real! But I want the BCP and I will wait 6-12 mo regardless of what they throw my way!!

[happypill]

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@Anomalous wrote:

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@pizza1 wrote:
I know I'm off the blacklist for sure because as a test I applied for Costco like 6 months ago and I'll damn if I didn't get a HP on EX with a denial leter lol'

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Same thing happened to me back in October. When the second offer for the ED card came in the mail I decided to apply to see what would happen. I was shot down for my credit score. The only reason listed on the denial letter. Got an alert from MyFico for the inquiry. I'm in the garden to get my scores up and try again this fall. I had a CO with them back in 2001 due to job loss. There is hope! 

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Is the thought that if the CO were a factor, they would have indicated in the the denial letter?  Good luck.