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Valued Contributor
indiolatino61
Posts: 1,439
Registered: ‎11-10-2012

Re: I'm on the EO bandwagon finally....


Burned2manybridgesB4 wrote:

Just composed/sent my request for AR/CLI's for my MC/V. Sockdrawered the Cash a while ago (kept alive by autobills/payments), but made my kiddo an AU on the Mtv, since she's leaving for grad school soon. 

 

For those who did get replies, what was the time from email/type of communication? Email/phone?? ..and the verdict?


For me, it was the very next day, and decision in my favor within 24 hours. Shockingly fast and painless!

 photo Logo-CreditCardCollection_zps46f2f9f7.jpgWmart (TU): 809, Disc it (TU): 809, CKarma (TU): 772, AmEx (EX): 755, CSesame (EX): 727, Quizz (EQ): 783, myFICO (EQ): 770.
Oldest: AmEx: 26Y-5M, AAoA: 7Y-6M, Utl: 2.73%, 12/24 Inq: 6/16, Income: $104k, Garden: 06/16/2014. Updated 07/23/2014.
Valued Contributor
Burned2manybridgesB4
Posts: 1,407
Registered: ‎03-15-2012

Re: I'm on the EO bandwagon finally....

Just got the call back, and a simple call turned into a "small bs conversation." 

Very polite, friendly, and direct. Guy even offered to pay my current balance, when he couldn't modify one of the APR's any lower:smileyvery-happy:

...sucks for me, since I paid the bill online a few hours ago.:smileyfrustrated:

 

...threw out a random number for CLI on both cards (keeping that private), and he said it could be as quick as tomorrow.

Best part is that the EOcsr told me to keep the name/number for future events, questions...etc.

 

 


Valued Contributor
Burned2manybridgesB4
Posts: 1,407
Registered: ‎03-15-2012

Re: I'm on the EO bandwagon finally....

Just got the pageonce notification... Got my increases on both.

New Contributor
xcallmeclayx
Posts: 71
Registered: ‎05-10-2012

Re: I'm on the EO bandwagon finally....

I know you said you were keeping quite on how much you asked for but Im curious, did they give you what you asked or did they low ball you?

They lowballed the heck out me haha. After reading your post I decided to log in and see if there was any change to mine and I got mine increased by $500. Better than nothing but still not enough to win me over.

Oh and congrats on the successful CLI!


Starting Score 5/10/2012: EQ: 631 EX: 570 TU: 583
Current Score: EQ: 710 (MyFico) EX: 740 (CreditInform) TU: 709 (WalMart)
NEW Goal Score: 750 All Across 1st Goal: Achieved 6/7/2013 690 All Across


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Valued Contributor
Burned2manybridgesB4
Posts: 1,407
Registered: ‎03-15-2012

Re: I'm on the EO bandwagon finally....

Of course I didn't get what I hoped for, as high increases go. I never expect cap to be the leader in my wallet. They met me 75%, but my highest revolver is in the 13k zone, and I know they wouldn't dare match that.

Frequent Contributor
unc0mm0n1
Posts: 398
Registered: ‎03-05-2013

Re: I'm on the EO bandwagon finally....


Burned2manybridgesB4 wrote:
Just got the pageonce notification... Got my increases on both.

Congrats.

Last App December 7, 2013. Gardening until May 20, 2014
Current Score: 720 EX 714 EQ 712 TU 12/10/2013Goal Score: 720 across the board
Valued Contributor
Burned2manybridgesB4
Posts: 1,407
Registered: ‎03-15-2012

Re: I'm on the EO bandwagon finally....

:smileyhappy:



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