I'm pre-qualified for a Credit One card!

[chwebb1]

I'm so envious. They won't preapprove me, and I have a 760 FICO! I REALLY want in with Credit One, too.

[lg8302ch]

nice..lol..I was denied with 800+ EX Fico....Credit One does not accept everybody 😀

[merlinflex]

IMO wait for the black card version!

[Anonymous]

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@lg8302ch wrote:

nice..lol..I was denied with 800+ EX Fico....Credit One does not accept everybody 😀

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You're over-qualified lol

[Anonymous]

Credit One has to be very selective....with those it's going to be able to scam.

[Anonymous]

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@Anonymous wrote:

Credit One has to be very selective....with those it's going to be able to scam.

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Indeed they are.

You don't pick a pro as a mark

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Credit One has to be very selective....with those it's going to be able to scam.

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Indeed they are.

You don't pick a pro as a mark

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@Anonymous, mind if I ask (based on your signature) how you have 12 inquiries on experian and none on transunion? lol just curious

Also, none of my creditor seems to pull EQ for app (completely clean) but only EX and TU?

Thanks very much!

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Credit One has to be very selective....with those it's going to be able to scam.

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Indeed they are.

You don't pick a pro as a mark

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@Anonymous, mind if I ask (based on your signature) how you have 12 inquiries on experian and none on transunion? lol just curious

Also, none of my creditor seems to pull EQ for app (completely clean) but only EX and TU?

Thanks very much!

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Most of my lenders seem to favor EX.

[DueDilligence]

To my understanding Credit One is a knock off Capital one and they tailor themselves to individuals who are mostly repairing their credit. I believe their annual fee is like $99.00. So what happens when your credit score is prime and you want to get rid of this card with the annual fee but don't won't to close an account with history?

[juggalo9er]

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@DueDilligence wrote:

To my understanding Credit One is a knock off Capital one and they tailor themselves to individuals who are mostly repairing their credit. I believe their annual fee is like $99.00. So what happens when your credit score is prime and you want to get rid of this card with the annual fee but don't won't to close an account with history?

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you close the card, they will offer to waive some fees from what i have read but not all.