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I'm scared Barclaycard will close my account now

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Involver
Valued Contributor

Re: I'm scared Barclaycard will close my account now

I was worried about this for about a day or two, having successfully apped for 2 other cards a couple days prior to and after the Sallie Mae MC.  Then I got over it and got another card a week later.  I'm going to run a lot of spend through the Sallie Mae, and my overall util will never be above 5% across my accounts.  If they want to AA me then it's their loss and I'll just move the spending over to somebody else.

Message 21 of 24
CenturyChild
Frequent Contributor

Re: I'm scared Barclaycard will close my account now

You should be fine.

 

After my barclay Approval I had 3 new account show up. One of which was a WM Discover upgrade 2 months after.

The other were approvals that had yet to report at the timer of approval.

 

I actually got a CLI from Barclay, and I know they seen those new accounts. They were all reporting at the time of the CLI.

 

But, as mentioned, use it. If you are using it regularly, the chance of AA is less likely. 

If you SD the card though ... then its a bit iffy.

 

 

Message 22 of 24
12njoy
Super Contributor

Re: I'm scared Barclaycard will close my account now

+1
(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 23 of 24
CreditMagic7
Mega Contributor

Re: I'm scared Barclaycard will close my account now

How often do you notice after approval do the soft ya?
Anyone notice if they operate like Amex does on account reviews?
Frequency?

Message 24 of 24
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